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Fixed low rates
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Private Sale
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Pre approvals

BOAT FINANCE AUSTRALIA

Whether you are looking to purchase a new or used boat, a jet ski, or a yacht, we can help.

We make purchasing a boat simple. Our finance experts will secure you a low rate from our large panel of lenders, providing you with the boat loan that best meets your needs.

Rather than looking at the financing options of only one lender, having access to National Loans’ network of bank and non-bank lenders puts the power of choice back in your hands. Our team will work hard to get the best deal for you and to protect your credit score by matching you with the best lender.

We can assist business owners who rely on their boat or their fleet for daily operations. We can also help individuals who are searching for the best financing options for their hobby craft.

Why Choose National Loans?

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1800+ Five Star Google Reviews

With thousands of loans delivered per year National Loans is Australia’s most trusted provider

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We Work For You

We work for you, not the lenders, to get you the lowest rate and lowest repayment

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Protect Your Credit Score

Protect your credit score by matching with the best lender the first time

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Fast Approval

Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

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Access Lower Rates

25 years of industry experience sees us being able to access the lowest rates possible for each customer

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Free Boat Finder Service

Get access to new vehicles at fleet prices and a large selection of used boats

3 Simple Steps

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1. Apply Now

Your finance specialist will take the information we need and search the market for the best finance package.
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2. Choose Your Boat

Already found a boat ? That’s great. Just send us the details. If not , we can get a pre-approval in place ready for your purchase
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3. Sign And Collect

Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your boat. It’s that simple!

How Can You Benefit From Us?

First time buyers

If you are a first-time finance buyer:

  • We are available to answer all your questions.
  • We will give you peace of mind while going through this process.
  • We will offer you the best possible rate to meet your needs.
  • We will work with you as you learn the ins and outs of financing in Australia

Experienced Buyers

If you are an experienced buyer, we urge you to contact us today. Give us a chance to not only lower your costs and rates but offer you a better overall experience.

If you know what you are looking for, and understand financing vehicles, you have the most to gain from us.

Do you have credit issues?

If you are in a circumstance where you are credit challenged we can craft a specialised plan for you to receive the loans you need without compromising your financial situation. We want to give everyone an equal opportunity to finance their lives without concern over their previous decisions.

Loan Amount $
Loan Term Years
Interest p.a. %
Balloon Payment
Balloon Payment
%


Repayment Frequency
Your repayments
$109
Weekly
Balloon payment:
$14000
Disclaimer: Any calculation made using this calculator is intended as an estimate only and based on the information you provide. Quoted repayments do not include lender fees and charges.
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  • Last Name

  • Credit Status*

  • Amount Required*

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Jetski Finance

Secure A Boat Loan For Dealer Or Private Sales

When you purchase through a dealership, you can still seek financing independently of their dealership financing options. If you would like to find out more about the options that are available for dealer or private sales, then talk to National Loans. We will work with you to find the boat loan that meets your needs.

Everyone’s financial situation is unique, so we always shop around for the best deal for your particular needs. By working with a wide range of bank and non-bank lenders, we can offer you access to wholesale rates, which may be far lower than what you would find elsewhere.

Apply Now
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The Pre-Approved Boat Loan Australia Can Count On

For customers who want to shop to a budget, a pre-approved loan can give them just the confidence that they need. You can come to National Loans for expert advice regarding your financing options. This then allows you to start your search for the perfect boat from a position of financial confidence.

If you are searching for the best boat loan Australia wide, then it pays to work with experts who have access to Australia’s most trusted bank and non-bank lenders. It is this variety of choice that allows you to find a loan tailored to your needs.

Apply Now

Boat Loan Australia
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Refinance Your Boat Loan

Refinancing your boat loan at a lower interest rate could be a simple way to cut down the time it takes you to pay off your loan saving you money
Apply Now

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Choose The Boat Finance Australia Trusts For Secured Or Unsecured Loans

Choosing the right loan is important, as this decision can have an impact on your financial situation for years to come. If you want to secure the boat finance Australia trusts, then work with a team who puts you first.

You will be given the option to choose finance from some of the best-known financial institutions in Australia, knowing that your dedicated finance expert at National Loans is working for you, and not the lender. We want to serve your interests, and will go the extra mile to find a financing option that is tailored to your circumstances.

Apply Now

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What our customers say 1800+ Reviews

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4.9
Based on 2108 reviews
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ACg8ocL6r b3kWHZGuCFvsF40q3wiMmcbmfawwS2LYgEpY aO2kSyA=s120 c rp mo br100Grant Straker
06:46 12 May 25
Great to work with , Billie was great and easy to get a hold of !
ALV UjVo4hbk3WBSA2v FetpE dHmciw2pfmkzCVdHsn0OlChCB75cAuwQ=s120 c rp mo br100Steven Somerfield
04:40 12 May 25
Hassle free financing very quick and easy to deal with with easily affordable repayments well done
ACg8ocIQxQeg7xc11Tk6bGVNRPO4KdvjrCdTesRxzpvbj3hXclqdxw=s120 c rp mo br100Todd Davey
02:57 12 May 25
I had an exceptional experience with National Loans. Kelly provided prompt, professional, and courteous service throughout the process. I highly recommend requesting her assistance for a seamless and efficient experience.
ACg8ocIf7gSbg3boDvTJ8JjLjTLMo75kX1mKy0oCOq2 SeNx9A31aA=s120 c rp mo br100Blue Tiger
00:34 12 May 25
Just want to thank Ziv for looking after my car loan from National LoanEverything was well explained and no stressful at allThanks Ziv
ALV UjXCwzI8P3fl2Z1jNRAJoFpApEIqP5Hj1aMF8CBwsPUVVPFpXfw=s120 c rp mo br100Stuart Fraser
06:20 10 May 25
Joel was fantastic to deal with. Very clear, explained the process easily. Highly articulate and obviously knowledgeable in his field.If there is a standard for excellence then Joel is in the group that set that standard.I never felt pressure, Joel assisted in getting a better deal than I had found and a finance package at reasonable interest.Definitely 5 stars, more actually.More than satisied and wish Joel every successStuart
ACg8ocIKA5y W xhrQkCmTqkVe1zbUQO2SiLNHtAfUD78zJ3xj2FpA=s120 c rp mo br100Matt Neilsen
03:04 10 May 25
Friendly, swift and smooth service as always from Matthew. Reliable in getting the best rates and very efficient in doing so. Highly recommend!
ACg8ocIKluUWMXUGlOxxy9LHID4EBT0biO9aF H8UVvPaoom 8 fbw=s120 c rp mo br100Michel Holden
13:04 09 May 25
Going through the loan process with Teo was a calm and stress free experience, very approachable and a pleasure to deal with. Very happy with the outcome, thanks again to Teo!
ACg8ocJN7PDVt aOFkVUD4oD1DvWl5fcKN VVa16IMRqs18 FdHrsA=s120 c rp mo br100Jordon Gillett
08:08 09 May 25
I cannot thank Teo enough for the incredible service he provided throughout the entire loan process. From the very beginning, he was professional, knowledgeable, and genuinely committed to helping me achieve my goal. No question was ever too small, and he always made time to explain everything clearly and patiently.His hard work, dedication, and attention to detail truly made all the difference. Thanks to Teo, I was able to secure the loan I needed with minimal stress and maximum confidence. It’s rare to find someone who goes above and beyond the way he does, and I am truly grateful for everything he has done.I would recommend Teo over and over again to anyone looking for a broker who delivers results and genuinely cares about their clients. Thank you again, Teo – you’re the best!
ACg8ocJ6hO8g4MPLIvnjcExBFp8HLJLwozgV0qSyZMQadi6VkN1HNQ=s120 c rp mo br100Shann0n D3lan3y
06:17 09 May 25
ALV UjUWK78Ik7WJ5h3nFyUEwpuT2QVuU8iV2W3O3rxO6Nti 7k1Y0HTgg=s120 c rp mo br100Melanie Kelly
06:00 09 May 25
Great communicating and easy friendly process. The rates and terms were also better than I could find anywhere else. I highly recommend Joel at National Loans. Thank you for a smooth, hassle free transaction.
ALV UjVHfeXZup26wLniATFEaTr2TqgFlqQf5VQYOjI z9f8zK089tHg=s56 c0x00000000 cc rp mowayde Jackson
21:50 23 Oct 24
ACg8ocKeL W3GehroceYEKUSbxq 15v1DVz009LFA0fp1FAosjUq9g=s56 c0x00000000 cc rp moNathan Ottery
03:15 23 Oct 24
Emma was Amazing, she was personal, great communication skills and she was always there through out the loan process
ACg8ocJ0XymEnfhMczHbl KbzRxfqDsCGVtGdvPsvsmE5cVoKrkG9Q=s56 c0x00000000 cc rp moTayla Allen
23:43 22 Oct 24
Emma was amazing to deal with very understandable when I was at work very passionate about her job and making sure everything was taken care of off for me
ACg8ocJToLrCnBKkMESN3L2LuEzI5vkxyWTdu9KPSyrUS5nnUlOWMA=s56 c0x00000000 cc rp moMichael Sharpe
21:15 22 Oct 24
I highly recommend using National Loans. Teo went above and beyond with everything that he did to help me purchase my ute. He gave great advice on how to secure a Ute after the first one I found, got sold from underneath me.Teo was fun, polite and professional.I really felt like Teo was working with me and for me in every aspect.Thanks you, Teo and National loans.
ACg8ocJ7uBKxaD7MiG8EV5t5XhPYowh dZs7EYH sb0mPRz8yv2N2Q=s56 c0x00000000 cc rp moLeitha Assan
07:20 22 Oct 24
Great individualised service! Teo provided great advice and support that was tailored to my budget and sought a financial provider that had a loan offer that the dealership could not match.
ALV UjWFo7vU0wGIMBalwRpcxmk6w9jAI0JPYTgX54ePAJs23UWqhwmg=s56 c0x00000000 cc rp mo ba2Rachel Gierczycki
00:14 16 Oct 24
Dave helped me find the best lender and had my car finance processed at lightning speeds.He wasn’t pushy and had clear, concise communication throughout the process.I would highly recommend using Dave for your finance needs- he delivers the goods!
ACg8ocJo4eNaiNNvVe02TtzciVZXUoD4G04S2xMoY2glRMQELe1klw=s56 c0x00000000 cc rp moJera Spencer
23:16 15 Oct 24
Katelyn Betts has been an absolute legend throughout the whole process, very friendly and extremely determined to get the best deal possible in order to secure the car I was after asap. Great communication and prompt replies, very knowledgeable and just all around the best experience I could have expected. Definitely worth your time to pick this company and ask for her specifically, you won’t regret it.
ACg8ocI4NbQGfOlvli8No6WdyQ7huLeSigzt4 Xzd6Z 7EbmUp5szw=s56 c0x00000000 cc rp moLiam Parker
05:27 03 Sep 24
I had the pleasure of working with Bailey for my recent car loan, and I can’t recommend him enough! As a young buyer, I was initially nervous about the process, but Bailey’s understanding and patience made all the difference.From the very beginning, Bailey’s exceptional work ethic and genuine commitment were evident. He took the time to explain every detail, patiently answering all my questions with clarity and kindness. What truly stood out was how comfortable and at ease he made me feel—interacting with Bailey felt more like talking to a friend than a broker. His empathy and friendly demeanor turned what could have been a stressful experience into a smooth and reassuring one.Bailey’s ability to connect on a personal level, while still being incredibly professional, made this process so much easier and enjoyable. If you’re looking for a car loan broker who combines professionalism with a personal touch, Bailey is the one. Thank you Bailey for your outstanding support and for making my first car loan experience such a positive one!
ALV UjV DEi3XhR9belujuMhSGs8aNHz7lyc5Gmxm8rwts0FH0dC2jhTOw=s56 c0x00000000 cc rp mo ba3Dhalia Duran
10:28 09 Aug 24
What an amazing experience with David Guo. David is truly a professional who will go above and behind for his client to ensure all their needs are met whilst assisting them with a loan. David was patient and effortlessly working with over a 2 month period to ensure I got the right loan to buy a car!! Now thanks to David I am driver a Range Rover sport !!! Thank you national loans but a massive thank you to David!! You are the bomb !!
ACg8ocKuHLc VTFDGJFL9xV7TbL1uWBTPS4naU8PWBomkCS q5m7Tw=s56 c0x00000000 cc rp modanero1
06:39 01 Aug 24
I recently had the pleasure of working with Shannen at National Loans, for a personal car loan. I can’t say enough about the exceptional experience! Shannen’s blend of efficiency and professionalism made navigating the complex world of car finance feel surprisingly straightforward and stress-free.From the very beginning, Shannen’s friendly and approachable nature shone through. She has a fantastic sense of humor that turned what could have been dry financial discussions into enjoyable conversations. Her ability to explain intricate details with clarity and a touch of wit is truly remarkable.She listened attentively to my wishes and provided insightful, personalized advice that I could actually understand and implement. Her dedication and genuine care for her clients are evident in every interaction.Shannen’s efficient handling of my requests and her quick, thorough responses made the entire process seamless. Her professionalism is top-notch, but it’s her friendly demeanor and funny analogies that truly set her apart.If you’re looking for someone who combines expertise with a personal touch, Shannen Muir is your go-to person. Thank you, Shannen, for making my amazing new car appear in my driveway.
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FAQs

Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

That’s absolutely fine, give our friendly team a call on 1300 358 358.

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