Fixed low rates
Private Sale
Dealer Sale
Pre approvals


Here at National Loans, we make commercial finance simple. Our finance experts will secure you a low rate from our large panel of lenders, providing you with the business loan that you need.

Whether you are looking to purchase a new or used asset for business use, we can help. Our expert finance team can help you when you need truck finance, trailer finance, equipment finance, plant finance, or agriculture finance.

When it comes to securing the right business loan, your top priority might be maintaining your business cash flow with low monthly repayments. For others, the most important step will be to secure a low interest rate, or flexible loan terms. Whatever your financial situation, we will find a loan that’s tailored to your needs.

Why Choose National Loans?

600+ Five Star Google Reviews

With thousands of loans delivered per year National Loans is Australia’s most trusted provider

We Work For You

We work for you, not the lenders, to get you the lowest rate and lowest repayment

Protect Your Credit Score

Protect your credit score by matching with the best lender the first time

Fast Approval

Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

Access Lower Rates

25 years of industry experience sees us being able to access the lowest rates possible for each customer

Free Asset Finder Service

Get access to new vehicles at fleet prices and a large selection of used asset

3 Simple Steps

1. Apply Now

Your finance specialist will take the information we need and search the market for the best finance package.

2. Choose Your asset

Already found a asset? That’s great, just send us the details. If not, we can help source your new or used asset from our network of contacts.

3. Sign And Collect

Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your assest. It’s that simple!

How Can You Benefit From Us?

First time buyers

If you are a first-time finance buyer:

  • We are available to answer all your questions.
  • We will give you peace of mind while going through this process.
  • We will offer you the best possible rate to meet your needs.
  • We will work with you as you learn the ins and outs of financing in Australia

Experienced Buyers

If you are an experienced buyer, we urge you to contact us today. Give us a chance to not only lower your costs and rates but offer you a better overall experience.

If you know what you are looking for, and understand financing vehicles, you have the most to gain from us.

Calculate your loan repayments
Loan Amount $
Loan Term Years
Interest p.a. %
Repayment Frequency
Loan Repay Type
Balloon Payment
Balloon Payment

Estimated repayment
Balloon payment

What’s next? Request a call to confirm your quote.

Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
  • First Name*

  • Last Name

  • Credit Status*

  • Amount Required*

  • Mobile No.*

  • Email*

The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

Do you have credit issues?

If you are in a circumstance where you are credit challenged we can craft a specialised plan for you to receive the loans you need without compromising your financial situation. We want to give everyone an equal opportunity to finance their lives without concern over their previous decisions.

Business Loans For New Or Used

  • Truck finance
  • Trailer finance
  • Equipment finance
  • Plant Finance
  • Agriculture finance
Apply Now

Get The Low Doc Business Loan Australia Can Count On

If you want finance with minimal hassle, then you may be able to secure a low doc or no doc loan. This option may suit contractors, small business owners, and those who are self-employed. By opting for a low or no documentation loan, you will not be required to provide the same documentation of your income, while still applying for reasonable terms on your business loan. Australia wide, we work with trusted banks and non-bank lenders to offer finance options for all of our customers, including those who are seeking a low doc or no doc loan. 

The experienced team from National Loans can also assist customers who wish to secure a chattel mortgage, hire purchase, or novated lease. 

There are many options out there for business owners, and we want to help our customers to find the business loan that is best for their unique needs. 

Apply Now


Find The Right Business Finance For Any Vehicle

Here at National Loans, we have built direct relationships with a range of specialised bank and non-bank lenders. This means we can match you with the best lender, and help you to secure favourable terms on your business finance.

We understand that many of our customers rely on their vehicles to keep the business running, and so we offer fast approval wherever possible, so that you can make the purchases that you need.

We also have a network of car dealers, so you don’t have to be a large company to access fleet prices. Simply ask us about our free car finder service for new or used vehicles.
Apply Now

Pre Approval - Get Your Finance First

Understand your finance options first so you can shop with confidence and a budget in mind

Apply Now


Refinance Your Commercial Loan With Us

If you suspect that there are better rates out there, then why not make the enquiry and refinance your commercial loan with us. With access to a large pool of lenders, we could help you to find a loan at a lower rate and with lower repayments. Whether you want to free up cash flow by reducing your monthly repayment commitments, or to cut down the time it will take to pay off your loan, we can help to find the refinancing options that best meet your particular needs.

Call the team at National Loans to discuss your options in detail, or start with a quick online quote today.

Apply Now

What our customers say 500+ Reviews

Great service from Peter and the team.
Aleisha Brown
Aleisha Brown
Good experience with the team and Philip. Fast, efficient and highly communicative. Will definitely use again : )
Christian Macolino
Christian Macolino
Brett Stevens
Brett Stevens
Great person to work with helped out so much took all stress away on application
Daniel Bowles
Daniel Bowles
Great service from the beginig till the end – professional, efficient, friendly, everything!Thank you very much Aaron, it was a pleasure dealing with you.Bosko
Bosko Marojevic
Bosko Marojevic
Phil at National loans was great to deal with, very accessible and helpful. He got me into the car I wanted at a great rate and with ease. I will be recommending him/them to anyone I know that needs a loan, and will be using them again for any other purchases I need a loan for.
Ben Harwood
Ben Harwood
Deirdre Duyvestyn
Deirdre Duyvestyn
Olga from National Loans was absolutely incredible she was quick efficient and always had her finger on the pulse. Never had this type of experience before with buying a car but Olga made it seamless.Out first Brand New Car was a breeze with Olga! Definitely recommend.Thanks so much
Jo Cuneen
Jo Cuneen
National Loans made the whole car loan process very easy. Was all done online and with no hassles. Will definitely use them again
Katie Riddle
Katie Riddle
fbaa logo
mfaa logo

Ready to get started?

It takes Less than 5 minutes

Helpful Articles

Boat Loan

What is the best place to get a boat loan

With the sun on your skin and Australia’s beautiful waterways and coastline yours for the taking, owning a boat, jet ski or other watercraft opens up a world of possibilities.

Read More →
Caravan Loan

What to look for when buying a caravan

Buying a caravan is a big decision. New ones aren’t cheap and used ones can come with a heap of problems. If you’re planning to buy your first caravan or a used caravan, there’s a lot to consider.

Read More →
Car Loan

Which is better – car finance or a bank loan

You want to buy a car. But alongside deciding on the make, model and colour of your next set of wheels, you’ve got to work out how you’ll pay for it.

Read More →

Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

That’s absolutely fine, give our friendly team a call on 1300 358 358.


    Your details are protected by 256bit encryption
    Scroll to Top