check circle 9
Fixed low rates
check circle 9
Private Sale
check circle 9
Dealer Sale
check circle 9
Pre approvals


Here at National Loans, we make commercial finance simple. Our finance experts will secure you a low rate from our large panel of lenders, providing you with the business loan that you need.

Whether you are looking to purchase a new or used asset for business use, we can help. Our expert finance team can help you when you need truck finance, trailer finance, equipment finance, plant finance, or agriculture finance.

When it comes to securing the right business loan, your top priority might be maintaining your business cash flow with low monthly repayments. For others, the most important step will be to secure a low interest rate, or flexible loan terms. Whatever your financial situation, we will find a loan that’s tailored to your needs.

Why Choose National Loans?

Group 535
1700+ Five Star Google Reviews

With thousands of loans delivered per year National Loans is Australia’s most trusted provider

Path 248
We Work For You

We work for you, not the lenders, to get you the lowest rate and lowest repayment

Path 250
Protect Your Credit Score

Protect your credit score by matching with the best lender the first time

Group 329
Fast Approval

Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

Path 254
Access Lower Rates

25 years of industry experience sees us being able to access the lowest rates possible for each customer

Path 256 1
Free Asset Finder Service

Get access to new vehicles at fleet prices and a large selection of used asset

3 Simple Steps

Group 460

1. Apply Now

Your finance specialist will take the information we need and search the market for the best finance package.
Path 256 1

2. Choose Your asset

Already found a asset? That’s great, just send us the details. If not, we can help source your new or used asset from our network of contacts.
Group 461

3. Sign And Collect

Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your assest. It’s that simple!

How Can You Benefit From Us?

First time buyers

If you are a first-time finance buyer:

  • We are available to answer all your questions.
  • We will give you peace of mind while going through this process.
  • We will offer you the best possible rate to meet your needs.
  • We will work with you as you learn the ins and outs of financing in Australia

Experienced Buyers

If you are an experienced buyer, we urge you to contact us today. Give us a chance to not only lower your costs and rates but offer you a better overall experience.

If you know what you are looking for, and understand financing vehicles, you have the most to gain from us.

Calculate your loan repayments
Loan Amount $
Loan Term Years
Interest p.a. %
Repayment Frequency
Loan Repay Type
Balloon Payment
Balloon Payment

Estimated repayment
Balloon payment

What’s next? Request a call to confirm your quote.

Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
  • First Name*

  • Last Name

  • Credit Status*

  • Amount Required*

  • Mobile No.*

  • Email*

The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

Do you have credit issues?

If you are in a circumstance where you are credit challenged we can craft a specialised plan for you to receive the loans you need without compromising your financial situation. We want to give everyone an equal opportunity to finance their lives without concern over their previous decisions.

shutterstock 692043769

Business Loans For New Or Used

  • Truck finance
  • Trailer finance
  • Equipment finance
  • Plant Finance
  • Agriculture finance
Apply Now
magnifying glass img 1

Get The Low Doc Business Loan Australia Can Count On

If you want finance with minimal hassle, then you may be able to secure a low doc or no doc loan. This option may suit contractors, small business owners, and those who are self-employed. By opting for a low or no documentation loan, you will not be required to provide the same documentation of your income, while still applying for reasonable terms on your business loan. Australia wide, we work with trusted banks and non-bank lenders to offer finance options for all of our customers, including those who are seeking a low doc or no doc loan. 

The experienced team from National Loans can also assist customers who wish to secure a chattel mortgage, hire purchase, or novated lease. 

There are many options out there for business owners, and we want to help our customers to find the business loan that is best for their unique needs. 

Apply Now

shutterstock 247145809

Find The Right Business Finance For Any Vehicle

Here at National Loans, we have built direct relationships with a range of specialised bank and non-bank lenders. This means we can match you with the best lender, and help you to secure favourable terms on your business finance.

We understand that many of our customers rely on their vehicles to keep the business running, and so we offer fast approval wherever possible, so that you can make the purchases that you need.

We also have a network of car dealers, so you don’t have to be a large company to access fleet prices. Simply ask us about our free car finder service for new or used vehicles.
Apply Now

magnifying glass img 1

Pre Approval - Get Your Finance First

Understand your finance options first so you can shop with confidence and a budget in mind

Apply Now

shutterstock 1512732428 2

Refinance Your Commercial Loan With Us

If you suspect that there are better rates out there, then why not make the enquiry and refinance your commercial loan with us. With access to a large pool of lenders, we could help you to find a loan at a lower rate and with lower repayments. Whether you want to free up cash flow by reducing your monthly repayment commitments, or to cut down the time it will take to pay off your loan, we can help to find the refinancing options that best meet your particular needs.

Call the team at National Loans to discuss your options in detail, or start with a quick online quote today.

Apply Now

magnifying glass img 1

What our customers say 1700+ Reviews

Thank you Emma for your efforts in helping us getting car finance.
Ibrahim Mr
Ibrahim Mr
08:48 27 May 24
David was so very helpful. Fantastic to deal with and nothing was a problem. A dream come true I honestly can’t thank David enough for making this dream come true. Highly recommend National Loans and David.
Carren Muhle
Carren Muhle
07:43 27 May 24
Bailey Betts went above and beyond to ensure finance was completed before the delivery of my vehicle. Communication was excellent throughout the process. I highly recommend Bailey to anyone.
Christian May44rsSFG C zip
Christian May44rsSFG C zip
01:00 25 May 24
fbaa logo
mfaa logo

Ready to get started?

call to actionIt takes Less than 5 minutes

Helpful Articles

avoid dealer arranged finance 1

Avoid dealer arranged finance

Are you considering dealer arranged finance for your next car purchase? While it may seem like a convenient option, it’s important to understand the potential drawbacks. In many cases, dealerships will offer financing with high interest rates and hidden fees, resulting in you paying much more than you need to. By doing your research and exploring other financing options, such as those offered by National Loans, you can avoid falling into this trap and save money in the long run. Read on to learn more about why you should avoid dealer arranged finance.

Read More →
price of used cars australia image 1

Used car prices Australia

If you’re in the market for a used car in Australia, it’s important to understand the current trends and prices. At National Loans, we’ve analyzed the data and can provide valuable insights to help you make an informed decision. Our experts have found that while prices have increased in some areas, there are still great deals to be found. With our help, you can secure financing and drive away with a quality used car that fits your budget. Read on to learn more about used car prices in Australia and how National Loans can help you find your dream car.

Read More →
blog average car banner mobile

The average car finance interest rate

Car & Ute FinanceInstant Quote Apply Now GET A FREE ONLINE QUOTE THE AVERAGE CAR FINANCE INTEREST RATE​ Interest rates have been in the news …

Read More →


Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

That’s absolutely fine, give our friendly team a call on 1300 358 358.


    Your details are protected by 256bit encryption
    Scroll to Top
    Scroll to Top