Fixed low rates
Private Sale
Dealer Sale
Pre approvals


We make both purchasing and financing a car simple. Our finance experts will secure you a low rate from our panel of over 50 lenders, providing you the finance you need for your car purchase.

Why Choose National Loans?

800+ Five Star Google Reviews

With thousands of loans delivered per year National Loans is Australia’s most trusted provider

We Work For You

We work for you, not the lenders, to get you the lowest rate and lowest repayment

Protect Your Credit Score

Protect your credit score by matching with the best lender the first time

Fast Approval

Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

Access Lower Rates

25 years of industry experience sees us being able to access the lowest rates possible for each customer

Free Car Finder Service

Get access to new vehicles at fleet prices and a large selection of used cars

3 Simple Steps

1. Apply Now

Your finance specialist will take the information we need and search the market for the best finance package.

2. Choose Your Car

Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.

3. Sign And Collect

Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!

How Can You Benefit From Us?

First time buyers

If you are a first-time finance buyer:

  • We are available to answer all your questions.
  • We will give you peace of mind while going through this process.
  • We will offer you the best possible rate to meet your needs.
  • We will work with you as you learn the ins and outs of financing in Australia

Experienced Buyers

If you are an experienced buyer, we urge you to contact us today. Give us a chance to not only lower your costs and rates but offer you a better overall experience.

If you know what you are looking for, and understand financing vehicles, you have the most to gain from us.

Calculate your loan repayments
Loan Amount $
Loan Term Years
Interest p.a. %
Repayment Frequency
Loan Repay Type
Balloon Payment
Balloon Payment

Estimated repayment
Balloon payment

What’s next? Request a call to confirm your quote.

Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
  • First Name*

  • Last Name

  • Credit Status*

  • Amount Required*

  • Mobile No.*

  • Email*

The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

Do you have credit issues?

If you are in a circumstance where you are credit challenged we can craft a specialised plan for you to receive the loans you need without compromising your financial situation. We want to give everyone an equal opportunity to finance their lives without concern over their previous decisions.

Need Help Buying That Car?

We have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars Apply Now

Dealer Or Private Sales

We can help whether you are purchasing through a private sale or a dealer. If you are purchasing through a dealer it doesn’t mean you have to accept their finance offer, it could be the dealer has a one size fits all product. We will tailor the finance to you. Apply Now

Pre Approval - Get Your Finance First

Understand your finance options first so you can shop with confidence and a budget in mind Apply Now

Refinance Your Car Loan

Refinancing your car loan at a lower interest rate could be a simple way to cut down the time it takes you to pay off your loan saving you money Apply Now

Secured And Unsecured

Secured loans use the vehicle as security, Unsecured loans are supported by the borrowers creditworthiness which is ideal for purchasing Classic cars, green goods, swimming pools etc Apply Now

Commercial Low Doc/No Doc

If you want finance without the fuss. Low Doc/No Doc loans let borrowers apply with less or no paperwork Apply Now
  • Chattel Mortgage
  • Hire Purchase
  • Novated Lease


Although there are many services for new car loans, you will find that we invest extra time and energy with every customer. We give you all the resources you need to make an informed decision, and find the best fit for you. No matter if you are looking for a car for personal or business purpose, we care about our customers.


National Loans is the trusted expert for car loans and asset finance. We work with Australia’s top lenders to bring you a low rate car loan and fast approval from the comfort of your own home.

What our customers say 700+ Reviews

Koorosh Imani
Koorosh Imani
10:06 18 Aug 22
Amazing customer service
Reema Reaiche
Reema Reaiche
07:18 18 Aug 22
Great customer service. Very quick response time.
Dylan Litchfield
Dylan Litchfield
06:47 18 Aug 22
Aaron was exceptional in securing the perfect loan for us. Along the way, Aaron responded in a timely and professional manner. I highly recommend Aaron as an expert in his field.
Jane-Clare Lamb
Jane-Clare Lamb
05:20 18 Aug 22
I would never have thought getting finance could be enjoyable but my experience really was. Besides the no fuss application process, Bailey B. needs commending for his people skills. He is quickly and easily able to build rapport, is a down to earth bloke who is sincere in his interaction. I felt like I was talking to my son. He made the whole experience enjoyable and easy! Highly recommend this company!
belinda tully
belinda tully
03:31 18 Aug 22
I dealt with Phillip – He was really great, fantastic customer service. Very fast at responding and did everything he could to get my loan approved as quickly as possible. Will be recommending to others.
Mel Karpeles
Mel Karpeles
01:59 18 Aug 22
Had a fantastic experience with Phillip Bulat from National loans. He is prompt and superb with his communication, and kept me updated throughout the car loan process. It was very easy and straightforward to have the whole thing done with him. 🙂
Kaushik ghosh
Kaushik ghosh
01:52 18 Aug 22
Carolyn was amazing, she stepped us through the entire process ,was very personable and she made sure that she saw our application through to the very end. Thank you for your help, it really was very simple!
Jacque Opie
Jacque Opie
07:42 17 Aug 22
Extremely happy with the service that I received… Brad and the team did an amazing job jumping through all the hoops required to get me the loan I required… thanks again for all you have done…
Adam Cooper
Adam Cooper
08:30 16 Aug 22
Grant Waters
Grant Waters
03:12 16 Aug 22
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Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

That’s absolutely fine, give our friendly team a call on 1300 358 358.


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