Fixed low rates
Private Sale
Dealer Sale
Pre approvals

CAR LOANS AUSTRALIA

We make both purchasing and financing a car simple. Our finance experts will secure you a low rate from our panel of over 50 lenders, providing you the finance you need for your car purchase.

Why Choose National Loans?

700+ Five Star Google Reviews

With thousands of loans delivered per year National Loans is Australia’s most trusted provider

We Work For You

We work for you, not the lenders, to get you the lowest rate and lowest repayment

Protect Your Credit Score

Protect your credit score by matching with the best lender the first time

Fast Approval

Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

Access Lower Rates

25 years of industry experience sees us being able to access the lowest rates possible for each customer

Free Car Finder Service

Get access to new vehicles at fleet prices and a large selection of used cars

3 Simple Steps

1. Apply Now

Your finance specialist will take the information we need and search the market for the best finance package.

2. Choose Your Car

Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.

3. Sign And Collect

Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!

How Can You Benefit From Us?

First time buyers

If you are a first-time finance buyer:

  • We are available to answer all your questions.
  • We will give you peace of mind while going through this process.
  • We will offer you the best possible rate to meet your needs.
  • We will work with you as you learn the ins and outs of financing in Australia

Experienced Buyers

If you are an experienced buyer, we urge you to contact us today. Give us a chance to not only lower your costs and rates but offer you a better overall experience.

If you know what you are looking for, and understand financing vehicles, you have the most to gain from us.

Calculate your loan repayments
Loan Amount $
Loan Term Years
Interest p.a. %
Repayment Frequency
Loan Repay Type
Balloon Payment
Balloon Payment


Estimated repayment
$109.69
/Weekly
Balloon payment
$14000.00

What’s next? Request a call to confirm your quote.

Apply Now Request a Call
Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

  • First Name*

  • Last Name

  • Credit Status*

  • Amount Required*

  • Mobile No.*

  • Email*

The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

Do you have credit issues?

If you are in a circumstance where you are credit challenged we can craft a specialised plan for you to receive the loans you need without compromising your financial situation. We want to give everyone an equal opportunity to finance their lives without concern over their previous decisions.

Need Help Buying That Car?

We have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars Apply Now

Dealer Or Private Sales

We can help whether you are purchasing through a private sale or a dealer. If you are purchasing through a dealer it doesn’t mean you have to accept their finance offer, it could be the dealer has a one size fits all product. We will tailor the finance to you. Apply Now
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Pre Approval - Get Your Finance First

Understand your finance options first so you can shop with confidence and a budget in mind Apply Now

Refinance Your Car Loan

Refinancing your car loan at a lower interest rate could be a simple way to cut down the time it takes you to pay off your loan saving you money Apply Now
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Secured And Unsecured

Secured loans use the vehicle as security, Unsecured loans are supported by the borrowers creditworthiness which is ideal for purchasing Classic cars, green goods, swimming pools etc Apply Now

Commercial Low Doc/No Doc

If you want finance without the fuss. Low Doc/No Doc loans let borrowers apply with less or no paperwork Apply Now
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  • Chattel Mortgage
  • Hire Purchase
  • Novated Lease

FINANCE NEW CARS

Although there are many services for new car loans, you will find that we invest extra time and energy with every customer. We give you all the resources you need to make an informed decision, and find the best fit for you. No matter if you are looking for a car for personal or business purpose, we care about our customers.

AUSTRALIA'S CAR FINANCE SPECIALIST

National Loans is the trusted expert for car loans and asset finance. We work with Australia’s top lenders to bring you a low rate car loan and fast approval from the comfort of your own home.

What our customers say 700+ Reviews

Ray’s a superstar when it comes to car loans, got it done for us within 2 days and with no hassle. He knows his way around the process with multiple options offered to us and highly recommend his service to anyone looking for a quick and positive outcome on a car loan.
Masi Fanene-Tariu
Masi Fanene-Tariu
02:45 19 May 22
Joshua Kleve
Joshua Kleve
04:51 17 May 22
I came across National Loans via google search. Charles is amazing, he went above and beyond to answer all my questions and find me the best finance plan that was right for me. I will definitely recommend National Loans to others as it is very rare to find a service provider that have customers’ interest at heart and that patient to take all the time explain to ensure we both on the same and the finance plan that is right and suited to my finance situation.
K Kam
K Kam
11:21 16 May 22
I dealt with Salah from national loans. It was a disaster from the start but not from Salah’s side but from mine. We found so many vans that we thought were the one but they were all rubbish. Salah was most helpful and understanding even to a point where he was protecting our interests so we did not get ripped off. There were a few hiccups with the process but nothing that couldn’t be overcome with some communication. I would highly recommend Salah for any of your fiancé needs. Finally Proud owner of a jayco silverline
Tony Filipovic
Tony Filipovic
04:45 15 May 22
Job well done! Highly recommended as they got me the best rates, almost at half a big bank would offer and importantly a positive result seamlessly.Phila was a great broker to work with and his knowledge about the market and lending policies.Pleasant experience too and never felt pressured or rushed into decisions which was a big big factor throughout the process. Thank you again and keep up the good work helping people! Cheers
n W
n W
08:18 12 May 22
I dealt with devin he made the process of my loan quite easy and quick
Bryce Payten
Bryce Payten
03:04 12 May 22
Simon Walstrom
Simon Walstrom
00:20 11 May 22
Darren Henry
Darren Henry
10:32 10 May 22
Zapryan Mirchev (Zac) was our Finance Specialist. Fantastic service from beginning to end, I would highly recommend contacting Zac from National Loans. Easy and no stress process.Thank you very much!
Marica Barac
Marica Barac
08:32 10 May 22
Jackson Tischler
Jackson Tischler
23:40 09 May 22
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FAQs

Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars
Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

That’s absolutely fine, give our friendly team a call on 1300 358 358.
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