Business Car Loans
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    Today’s Lowest Rates From 5.99%
    Fixed – Comp Rate*

    Rates current 20-06-2024. National Loans is a Licensed Finance Broker here to assit you when you apply for a business car loan online. Get business car finance today with National Loans.

    Business Car Loans

    We make both purchasing and financing a car simple. Our finance experts will secure you a low rate from our panel of over 50 lenders, providing you the finance you need for your car purchase.

    3 Simple Steps

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    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
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    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
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    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
    Business Car Loan

    Can you buy a car with a business loan?

    Yes you can! As long as you have an Australian business number (ABN), you can afford the loan repayments, and you will be using the vehicle in your business at least 51% of the time. The rest of the time you can drive the car for your personal private use if you want.


    Vehicle finance for business use is very common in Australia, just like it is for cars that are solely for personal use. It enables you to get the car you need for your business now, rather than waiting.

    Apply Now

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    What is a business car loan?

    A business car loan gives you the finance you need to buy a vehicle to use in your business. It could be any type of car — like a ute, sedan, SUV, hatchback, station wagon, people mover or light commercial vehicle — whatever best suits your business needs


    Different types of businesses have different car needs. Buying a vehicle for business purposes makes practical as well as financial sense.
    Apply Now

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    What are the benefits of a business car loan?

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    What is a business car loan term?

    Business car loan terms range from 1 to 7 years to suit different business cash flow needs. If you want to lower your repayments or buy a more expensive business vehicle, it makes sense to take out a business car loan with a longer term.


    On the flip side, if you can afford higher repayments or want to buy a less expensive vehicle, you can take out a shorter business car loan term to pay it off faster. You’ll own the car sooner and also save on interest.


    Some lenders will only approve business loans for new vehicles, while others will approve finance for both new and used cars. However, used cars usually have shorter finance terms available.


    Our business car loan experts know which ones approve business loans for used cars and which ones don’t, so once again it’s best to get in touch for advice. It will save you time and the hassle of researching the market yourself. We do it for our car buying clients for a living.
    Apply Now

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    What are business car loan rates?

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    Business car loan calculator

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    Can I get a business car loan if I have a bad credit history?

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    What are business car loan requirements?

    Besides your ABN, the main thing that any lender will assess is that you can afford and will make your business car loan repayments


    Information most lenders will require to make this assessment for any business vehicle and equipment loan applications includes the amount you want to borrow, the loan term, and evidence of your business income, cash flow, assets and liabilities. Your cash flow show should demonstrate that you can afford to make your business car loan repayments.


    The best evidence of your financial situation is your most recent business tax returns (such as business activity statements) and financial statements prepared by your accountant. Lenders will also require you to provide proof of your identity.


    Ideally, you should try and get a pre-approval for your car loan for business purposes. In other words, get your car finance approved before you start looking. That way, you will know the price of the vehicle you can afford.


    This will not only save you time looking for a business car that’s within your budget, it will also give you negotiating power with both dealers and private sellers. Some dealers and private sellers will offer discounts for buyers with pre-approved finance.
    Apply Now

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    Low doc business car loans

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    How to get a business car loan

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    Business Car Loans Calculator

    Calculate your loan repayments
    Loan Amount $
    Loan Term Years
    Interest p.a. %
    Repayment Frequency
    Loan Repay Type
    Balloon Payment
    Balloon Payment

    Estimated repayment
    Balloon payment

    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
    • First Name*

    • Last Name

    • Credit Status*

    • Amount Required*

    • Mobile No.*

    • Email*

    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Why Choose National Loans?

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    1700+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

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    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

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    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

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    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

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    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

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    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 1700+ Reviews

    Thank you Emma for your efforts in helping us getting car finance.
    Ibrahim Mr
    Ibrahim Mr
    08:48 27 May 24
    David was so very helpful. Fantastic to deal with and nothing was a problem. A dream come true I honestly can’t thank David enough for making this dream come true. Highly recommend National Loans and David.
    Carren Muhle
    Carren Muhle
    07:43 27 May 24
    Bailey Betts went above and beyond to ensure finance was completed before the delivery of my vehicle. Communication was excellent throughout the process. I highly recommend Bailey to anyone.
    Christian May44rsSFG C zip
    Christian May44rsSFG C zip
    01:00 25 May 24
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    Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

    Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

    This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

    That’s absolutely fine, give our friendly team a call on 1300 358 358.


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