ClickCease

Business Car Loans
Rates from 5.99%

    Get Your Free Online Quote

    * This will not affect your credit score

    Today’s Lowest Rates From 5.99%
    Fixed – Comp Rate*

    Rates current 13-03-2024. National Loans is a Licensed Finance Broker here to assit you when you apply for a business car loan online. Get business car finance today with National Loans.

    Business Car Loans

    We make both purchasing and financing a car simple. Our finance experts will secure you a low rate from our panel of over 50 lenders, providing you the finance you need for your car purchase.

    3 Simple Steps

    Group 460

    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
    Image 4 1

    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
    Group 461

    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
    Business Car Loan

    Can you buy a car with a business loan?

    Yes you can! As long as you have an Australian business number (ABN), you can afford the loan repayments, and you will be using the vehicle in your business at least 51% of the time. The rest of the time you can drive the car for your personal private use if you want.

     

    Vehicle finance for business use is very common in Australia, just like it is for cars that are solely for personal use. It enables you to get the car you need for your business now, rather than waiting.

    Apply Now

    magnifying glass img 1

    What is a business car loan?

    A business car loan gives you the finance you need to buy a vehicle to use in your business. It could be any type of car — like a ute, sedan, SUV, hatchback, station wagon, people mover or light commercial vehicle — whatever best suits your business needs

     

    Different types of businesses have different car needs. Buying a vehicle for business purposes makes practical as well as financial sense.
    Apply Now

    Delivery Man With Car
    car with sky

    What are the benefits of a business car loan?

    magnifying glass img 1

    What is a business car loan term?

    Business car loan terms range from 1 to 7 years to suit different business cash flow needs. If you want to lower your repayments or buy a more expensive business vehicle, it makes sense to take out a business car loan with a longer term.

     

    On the flip side, if you can afford higher repayments or want to buy a less expensive vehicle, you can take out a shorter business car loan term to pay it off faster. You’ll own the car sooner and also save on interest.

     

    Some lenders will only approve business loans for new vehicles, while others will approve finance for both new and used cars. However, used cars usually have shorter finance terms available.

     

    Our business car loan experts know which ones approve business loans for used cars and which ones don’t, so once again it’s best to get in touch for advice. It will save you time and the hassle of researching the market yourself. We do it for our car buying clients for a living.
    Apply Now

    Builder Tradie With Car
    Car loan agreement

    What are business car loan rates?

    magnifying glass img 1

    Business car loan calculator

    Construction Worker With Car
    Contractor With Pickup Truck

    Can I get a business car loan if I have a bad credit history?

    magnifying glass img 1

    What are business car loan requirements?

    Besides your ABN, the main thing that any lender will assess is that you can afford and will make your business car loan repayments

     

    Information most lenders will require to make this assessment for any business vehicle and equipment loan applications includes the amount you want to borrow, the loan term, and evidence of your business income, cash flow, assets and liabilities. Your cash flow show should demonstrate that you can afford to make your business car loan repayments.

     

    The best evidence of your financial situation is your most recent business tax returns (such as business activity statements) and financial statements prepared by your accountant. Lenders will also require you to provide proof of your identity.

     

    Ideally, you should try and get a pre-approval for your car loan for business purposes. In other words, get your car finance approved before you start looking. That way, you will know the price of the vehicle you can afford.

     

    This will not only save you time looking for a business car that’s within your budget, it will also give you negotiating power with both dealers and private sellers. Some dealers and private sellers will offer discounts for buyers with pre-approved finance.
    Apply Now

    Car with man playing audio
    Man Driving Car 1

    Low doc business car loans

    magnifying glass img 1

    How to get a business car loan

    Car & Sunset

    Business Car Loans Calculator

    Calculate your loan repayments
    Loan Amount $
    Loan Term Years
    Interest p.a. %
    Repayment Frequency
    Loan Repay Type
    Balloon Payment
    Balloon Payment


    Estimated repayment
    $109
    /Weekly
    Balloon payment
    $14000

    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
    • First Name*

    • Last Name

    • Credit Status*

    • Amount Required*

    • Mobile No.*

    • Email*

    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Why Choose National Loans?

    Group 535
    1500+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

    Path 248
    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

    Path 250
    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

    Group 329
    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

    Path 254
    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

    Path 256 1
    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 1500+ Reviews

    Very helpful and always available when needed
    Max Kingsbury
    Max Kingsbury
    00:56 13 Mar 24
    Matt was awesome to deal with
    Barry Ainsworth
    Barry Ainsworth
    08:10 11 Mar 24
    Extremly diligent. A1 customwr service from start to finish. Highly recommend & will use again.
    justin kemp
    justin kemp
    22:13 09 Mar 24
    Alex Mckellar
    Alex Mckellar
    00:40 08 Mar 24
    Anyone considering using the services of National Loans please ask for Teo ! He went above and beyond ! Great communication and just fantastic to deal with 11 out of 10 and a huge thumbs up from me 👍
    Katie wilkes
    Katie wilkes
    21:46 07 Mar 24
    Bailey has A1 customer service including great communication thru the entire process. Bailey has a wealth of knowledge in the financial sector to get us what we needed when we needed it.Will highly recommend & use again in the future.
    Natalie Kennedy
    Natalie Kennedy
    09:57 07 Mar 24
    Vik from National finance has been a great help.Based on my requirements, my budget , Vik offered the best available service that could be acquired.Would definitely reach out to Vik again in near future for similar service requirement.In less than 48hours i had a loan approval for the car with everything set in place.Great experience altogether.
    shourya bhatnagar
    shourya bhatnagar
    06:39 06 Mar 24
    Shannon was great to work with very efficient and she keep us informed throughout the process ,Highly recommend.
    Joanne Avnell
    Joanne Avnell
    23:30 04 Mar 24
    Brodie is great to deal with. Professional and gets the job done. Very smooth process and happy with the outcome.
    Jadey V
    Jadey V
    01:07 04 Mar 24
    I could not be more satisfied with the service I received from Vik on every occasion that required help with the process, he showed great skill and patience with the whole experience and I wouldn’t hesitate to recommend him to any of my colleagues. Thanks Vik.
    James Tighe
    James Tighe
    05:58 01 Mar 24
    yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
    fbaa logo 1
    mfaa logo

    Ready to get started?

    call to actionApply for an Business Car Loans in
    Less than 5 minutes.

    Helpful Articles

    avoid dealer arranged finance 1

    Avoid dealer arranged finance

    Are you considering dealer arranged finance for your next car purchase? While it may seem like a convenient option, it’s important to understand the potential drawbacks. In many cases, dealerships will offer financing with high interest rates and hidden fees, resulting in you paying much more than you need to. By doing your research and exploring other financing options, such as those offered by National Loans, you can avoid falling into this trap and save money in the long run. Read on to learn more about why you should avoid dealer arranged finance.

    Read More →
    price of used cars australia image 1

    Used car prices Australia

    If you’re in the market for a used car in Australia, it’s important to understand the current trends and prices. At National Loans, we’ve analyzed the data and can provide valuable insights to help you make an informed decision. Our experts have found that while prices have increased in some areas, there are still great deals to be found. With our help, you can secure financing and drive away with a quality used car that fits your budget. Read on to learn more about used car prices in Australia and how National Loans can help you find your dream car.

    Read More →
    blog average car banner mobile

    The average car finance interest rate

    Car & Ute FinanceInstant Quote Apply Now GET A FREE ONLINE QUOTE THE AVERAGE CAR FINANCE INTEREST RATE​ Interest rates have been in the news …

    Read More →
    FAQs

    Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

    Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

    This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

    That’s absolutely fine, give our friendly team a call on 1300 358 358.

    close-button
    GET A FREE ONLINE QUOTE

      Your details are protected by 256bit encryption
      Scroll to Top
      Scroll to Top