Classic Car Financing
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    Today’s Lowest Rates From 5.59%
    Fixed – 6.14% Comp Rate*

    Rates current 08-05-2024. National Loans is a Licensed Finance Broker here to assit you when you apply for a Classic Car finance online. Get Classic Car finance today with National Loans.

    Classic Car Financing

    Financing a classic vehicle has never been easier, and with generous appreciation rates, buying an older car is a rock-solid financial decision. As with any investment, it pays to do your homework. Fortunately, we've taken it upon ourselves to compile all the information you need to start your car-buying journey and secure car loans for older cars.

    3 Simple Steps

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    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
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    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
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    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
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    What is a Classic Car Loan?

    You may ask yourself what differentiates a classic car loan from a regular auto loan. In Australia, most secured auto loans have a seven-year limit on the vehicle’s age. Typically, if you want to buy a car beyond that limit, your only option will be an unsecured loan. The high interest from this type of loan will eat deeply into your overall profits, making older cars, by extension, a less desirable investment opportunity.


    Classic car finance loans eliminate this obstacle. Treating your vintage car similarly to a normal, secured auto loan will give you access to easier financing and lower classic car interest rates. Getting a classic car loan is an essential step in your buying journey. You’ll need to get in touch with a classic car finance broker to get started.

    Apply Now

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    Can I Finance a Classic Car?

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    Classic Cars as an Investment

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    How Do I Apply For Classic Car Finance?

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    Close up of vintage vehicle

    Buying Classic Cars as an Investment

    You must do your homework when buying a vintage vehicle as an investment. The make, model, and year are all important factors affecting your car’s resale value. If you’re approaching a classic car as an investment, it’s important to do your research ahead of time. Track historical sales prices for comparable cars. Look at which vehicles have best held their value and remember that some models are tough sells while others enjoy perennially hot markets. Finally, carefully go over the vehicle paperwork. Find out if it’s original or if it has been restored.
    Apply Now

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    Can I Buy a Classic Vehicle From a Private Individual?

    Yes, private transactions are a common way to enter the vintage vehicle market. In fact, some of the most sought-after vehicles are held in the hands of private collectors. This is a great option if you don’t need vintage car financing. When purchasing from a private collector, it’s important to do your due diligence. It’s not enough to ask the seller about the state of the vehicle. You must also order an inspection of your own, ideally by an experienced mechanic familiar with vintage vehicles. Apply Now
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    What is a Classic Car?

    At a base level, a classic car is simply a vehicle that is 25 years or older. In practice, they earn the moniker classic due to a high level of appreciation for their style and engineering and age. In the popular imagination, vintage cars bring models like the Ford Thunderbird or Mustang to mind. However, the term encompasses many cars that extend well beyond flashier, eye-catching models like the Mustang. For example, Volkswagen Beetles also fall beneath the classic car umbrella. Classic cars are often divided by the brand, their country of origin, the time period in which they were built, and their model type.
    Apply Now

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    How Do I Value a Classic Vehicle?

    Discovering the value of a vintage vehicle is more complicated than simply consulting Kelly Blue Book prices. Due to a variety of factors, it’s vital that you hire a qualified, third-party mechanic to look over any prospective purchase before you make an offer. Hidden defects, incompetent restorations, and heavy road use are all factors that can severely impact a classic car’s resale value. As an investor, you must pay a fair price for your initial investment, as overpaying can affect your future profit margins.
    Apply Now

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    Classic Car Finance Pre Approval

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    Apply For A Classic Car Loan

    Need older car finance? With secured classic car loans in Australia readily available, a red-hot market, and an intuitive interface, there’s never been a better time to embark on your classic car investing journey. Apply for a tradie car loan today!
    Apply Now

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    Classic Car Financing Calculator

    Calculate your loan repayments
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    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
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    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Why Choose National Loans?

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    1700+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

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    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

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    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

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    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

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    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

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    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 1700+ Reviews

    amila perera
    amila perera
    07:21 07 May 24
    Great to have on my side, was able to communicate around my roster and settled in under a week!
    Callum Markin
    Callum Markin
    23:20 03 May 24
    Brodie was amazing. He made the whole process so quick and easy
    Shelley Gatto
    Shelley Gatto
    06:43 26 Apr 24
    Very helpful,Brodie had a strong work ethic and a determination to get the job done.
    James Eastley
    James Eastley
    01:18 26 Apr 24
    I couldn’t recommend National Loans highly enough. Matt helped to get my first loan. He was quick to respond to all my queries and eased my nerves. A smooth process from start to finish. Thank you Matt and the team!
    Emilee Egan
    Emilee Egan
    14:08 20 Apr 24
    Highly recommended Billie Peeters. He kept me in the loop every step of the way throughout the my application and stress free. I am incredibly grateful getting me all sort out. Thank you legend.
    Cassandra Fitzgerald
    Cassandra Fitzgerald
    05:06 19 Apr 24
    Jomel is really good in organising the financing for me and he’s really professional. Honestly, 5 stars review
    Imperfection side of Piano
    Imperfection side of Piano
    01:26 19 Apr 24
    We called to enquire on a Thursday and by Friday we had a pre approved amount. Due to several changes in car options the details changed a few times and Brodie was always accomodating and quick to respond always making himself available to us. Very professional service. Brodie went above and beyond for us and secured the finance we needed. Excellence epitomised.You’re a legend mate💯
    Asu Tiapu'e
    Asu Tiapu’e
    03:39 18 Apr 24
    Superb service and very prompt. Looked into details and also helped with informations as a first time brand new car buyer.
    Oshin rakib
    Oshin rakib
    00:34 17 Apr 24
    Would absolutely recommend Billie Peeters. He made the whole process painless and was very professional and kept me up to date throughout the application. 10/10
    05:49 13 Apr 24
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    Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

    Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

    This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

    That’s absolutely fine, give our friendly team a call on 1300 358 358.


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