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Classic Car Financing
Rates from 5.59%

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    Today’s Lowest Rates From 5.59%
    Fixed – 6.14% Comp Rate*

    Rates current 17-11-2023. National Loans is a Licensed Finance Broker here to assit you when you apply for a Classic Car finance online. Get Classic Car finance today with National Loans.

    Classic Car Financing

    Financing a classic vehicle has never been easier, and with generous appreciation rates, buying an older car is a rock-solid financial decision. As with any investment, it pays to do your homework. Fortunately, we've taken it upon ourselves to compile all the information you need to start your car-buying journey and secure car loans for older cars.

    3 Simple Steps

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    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
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    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
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    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
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    What is a Classic Car Loan?

    You may ask yourself what differentiates a classic car loan from a regular auto loan. In Australia, most secured auto loans have a seven-year limit on the vehicle’s age. Typically, if you want to buy a car beyond that limit, your only option will be an unsecured loan. The high interest from this type of loan will eat deeply into your overall profits, making older cars, by extension, a less desirable investment opportunity.

     

    Classic car finance loans eliminate this obstacle. Treating your vintage car similarly to a normal, secured auto loan will give you access to easier financing and lower classic car interest rates. Getting a classic car loan is an essential step in your buying journey. You’ll need to get in touch with a classic car finance broker to get started.

    Apply Now

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    Can I Finance a Classic Car?

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    Classic Cars as an Investment

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    How Do I Apply For Classic Car Finance?

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    Close up of vintage vehicle

    Buying Classic Cars as an Investment

    You must do your homework when buying a vintage vehicle as an investment. The make, model, and year are all important factors affecting your car’s resale value. If you’re approaching a classic car as an investment, it’s important to do your research ahead of time. Track historical sales prices for comparable cars. Look at which vehicles have best held their value and remember that some models are tough sells while others enjoy perennially hot markets. Finally, carefully go over the vehicle paperwork. Find out if it’s original or if it has been restored.
    Apply Now

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    Can I Buy a Classic Vehicle From a Private Individual?

    Yes, private transactions are a common way to enter the vintage vehicle market. In fact, some of the most sought-after vehicles are held in the hands of private collectors. This is a great option if you don’t need vintage car financing. When purchasing from a private collector, it’s important to do your due diligence. It’s not enough to ask the seller about the state of the vehicle. You must also order an inspection of your own, ideally by an experienced mechanic familiar with vintage vehicles. Apply Now
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    What is a Classic Car?

    At a base level, a classic car is simply a vehicle that is 25 years or older. In practice, they earn the moniker classic due to a high level of appreciation for their style and engineering and age. In the popular imagination, vintage cars bring models like the Ford Thunderbird or Mustang to mind. However, the term encompasses many cars that extend well beyond flashier, eye-catching models like the Mustang. For example, Volkswagen Beetles also fall beneath the classic car umbrella. Classic cars are often divided by the brand, their country of origin, the time period in which they were built, and their model type.
    Apply Now

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    How Do I Value a Classic Vehicle?

    Discovering the value of a vintage vehicle is more complicated than simply consulting Kelly Blue Book prices. Due to a variety of factors, it’s vital that you hire a qualified, third-party mechanic to look over any prospective purchase before you make an offer. Hidden defects, incompetent restorations, and heavy road use are all factors that can severely impact a classic car’s resale value. As an investor, you must pay a fair price for your initial investment, as overpaying can affect your future profit margins.
    Apply Now

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    Classic Car Finance Pre Approval

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    Apply For A Classic Car Loan

    Need older car finance? With secured classic car loans in Australia readily available, a red-hot market, and an intuitive interface, there’s never been a better time to embark on your classic car investing journey. Apply for a tradie car loan today!
    Apply Now

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    Classic Car Financing Calculator

    Calculate your loan repayments
    Loan Amount $
    Loan Term Years
    Interest p.a. %
    Repayment Frequency
    Loan Repay Type
    Balloon Payment
    Balloon Payment


    Estimated repayment
    $109
    /Weekly
    Balloon payment
    $14000

    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
    • First Name*

    • Last Name

    • Credit Status*

    • Amount Required*

    • Mobile No.*

    • Email*

    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Why Choose National Loans?

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    1500+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

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    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

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    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

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    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

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    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

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    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 1500+ Reviews

    bryan coleman
    bryan coleman
    06:57 16 Nov 23
    Julie Campbell
    Julie Campbell
    23:27 15 Nov 23
    Recently secured finance using one of this brokers lenders and cannot recommend them enough!! Our brokerage agent Bailey went above and beyond to assist us in our first vehicle purchase. Excellent communication, consistent follow up, honest and never had any issues answering all of our enquiries including taking time to ensure he was giving us the correct information throughout the process! Bailey made the experience very simple and pleasurable. Thank you for going out of your way to make this experience a great one!! 🙂YEARLY UPDATE! Needed finance on our new car a year after getting our last one and once again we went through Bailey as our broker and he worked so hard on securing finance for us a second time! Plus he wasn’t feeling well at the same time so huge thanks to Bailey!
    Kris Maree
    Kris Maree
    03:41 15 Nov 23
    Great and easy to deal with and very responsive to all questions
    Dragan Jovanovski
    Dragan Jovanovski
    19:39 13 Nov 23
    Luke was fantastic and very helpful. Everything went well and would highly recommend. Thanks again Luke
    Keith Tullipan
    Keith Tullipan
    00:10 13 Nov 23
    really good help from wayne 👍🏼
    nickmatties
    nickmatties
    05:57 12 Nov 23
    Awesome service. Joe kept me updated every step of the way. Secured my car is a week and I couldn’t be happier. Highly recommend
    Twyla Papanikolaou
    Twyla Papanikolaou
    02:37 12 Nov 23
    Brodie odermatt has been a huge help. Effective and efficient, he has been the best with his services, 10/10
    chaye morel
    chaye morel
    03:21 11 Nov 23
    Right from the outset Shannen went above and beyond to help us with our loan and getting things sorted. The communication was great to and answered all the questions I had. Thank you for all your help.
    Simon Jones
    Simon Jones
    02:48 10 Nov 23
    Shannon has been amazing would highly recommend to anybody great service and very fast and efficient
    Lea Moffatt
    Lea Moffatt
    04:40 09 Nov 23
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    FAQs

    Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

    Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

    This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

    That’s absolutely fine, give our friendly team a call on 1300 358 358.

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