Classic Car Financing
Rates from 5.59%

    Get Your Free Online Quote

    * This will not affect your credit score

    Today’s Lowest Rates From 5.59%
    Fixed – 6.14% Comp Rate*

    Rates current 15-02-2024. National Loans is a Licensed Finance Broker here to assit you when you apply for a Classic Car finance online. Get Classic Car finance today with National Loans.

    Classic Car Financing

    Financing a classic vehicle has never been easier, and with generous appreciation rates, buying an older car is a rock-solid financial decision. As with any investment, it pays to do your homework. Fortunately, we've taken it upon ourselves to compile all the information you need to start your car-buying journey and secure car loans for older cars.

    3 Simple Steps

    Group 460

    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
    Image 4 1

    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
    Group 461

    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
    ss vintage car

    What is a Classic Car Loan?

    You may ask yourself what differentiates a classic car loan from a regular auto loan. In Australia, most secured auto loans have a seven-year limit on the vehicle’s age. Typically, if you want to buy a car beyond that limit, your only option will be an unsecured loan. The high interest from this type of loan will eat deeply into your overall profits, making older cars, by extension, a less desirable investment opportunity.


    Classic car finance loans eliminate this obstacle. Treating your vintage car similarly to a normal, secured auto loan will give you access to easier financing and lower classic car interest rates. Getting a classic car loan is an essential step in your buying journey. You’ll need to get in touch with a classic car finance broker to get started.

    Apply Now

    magnifying glass img 1

    Can I Finance a Classic Car?

    Green Muscle Car
    ss vintage car with viewers

    Classic Cars as an Investment

    magnifying glass img 1

    How Do I Apply For Classic Car Finance?

    rusty class car with man
    Close up of vintage vehicle

    Buying Classic Cars as an Investment

    You must do your homework when buying a vintage vehicle as an investment. The make, model, and year are all important factors affecting your car’s resale value. If you’re approaching a classic car as an investment, it’s important to do your research ahead of time. Track historical sales prices for comparable cars. Look at which vehicles have best held their value and remember that some models are tough sells while others enjoy perennially hot markets. Finally, carefully go over the vehicle paperwork. Find out if it’s original or if it has been restored.
    Apply Now

    magnifying glass img 1

    Can I Buy a Classic Vehicle From a Private Individual?

    Yes, private transactions are a common way to enter the vintage vehicle market. In fact, some of the most sought-after vehicles are held in the hands of private collectors. This is a great option if you don’t need vintage car financing. When purchasing from a private collector, it’s important to do your due diligence. It’s not enough to ask the seller about the state of the vehicle. You must also order an inspection of your own, ideally by an experienced mechanic familiar with vintage vehicles. Apply Now
    man with beard in classic car
    red class car

    What is a Classic Car?

    At a base level, a classic car is simply a vehicle that is 25 years or older. In practice, they earn the moniker classic due to a high level of appreciation for their style and engineering and age. In the popular imagination, vintage cars bring models like the Ford Thunderbird or Mustang to mind. However, the term encompasses many cars that extend well beyond flashier, eye-catching models like the Mustang. For example, Volkswagen Beetles also fall beneath the classic car umbrella. Classic cars are often divided by the brand, their country of origin, the time period in which they were built, and their model type.
    Apply Now

    magnifying glass img 1

    How Do I Value a Classic Vehicle?

    Discovering the value of a vintage vehicle is more complicated than simply consulting Kelly Blue Book prices. Due to a variety of factors, it’s vital that you hire a qualified, third-party mechanic to look over any prospective purchase before you make an offer. Hidden defects, incompetent restorations, and heavy road use are all factors that can severely impact a classic car’s resale value. As an investor, you must pay a fair price for your initial investment, as overpaying can affect your future profit margins.
    Apply Now

    classic car engine
    classic car beach

    Classic Car Finance Pre Approval

    magnifying glass img 1

    Apply For A Classic Car Loan

    Need older car finance? With secured classic car loans in Australia readily available, a red-hot market, and an intuitive interface, there’s never been a better time to embark on your classic car investing journey. Apply for a tradie car loan today!
    Apply Now

    Muscle car

    Classic Car Financing Calculator

    Calculate your loan repayments
    Loan Amount $
    Loan Term Years
    Interest p.a. %
    Repayment Frequency
    Loan Repay Type
    Balloon Payment
    Balloon Payment

    Estimated repayment
    Balloon payment

    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
    • First Name*

    • Last Name

    • Credit Status*

    • Amount Required*

    • Mobile No.*

    • Email*

    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Why Choose National Loans?

    Group 535
    1500+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

    Path 248
    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

    Path 250
    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

    Group 329
    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

    Path 254
    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

    Path 256 1
    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 1500+ Reviews

    Htoy ML
    Htoy ML
    23:56 13 Feb 24
    I have had an awesome experience dealing through David as He is very knowledgeable and professional throughout the process. Was always in contact with me and I could ask him anything anytime and he was very understanding and honestly I would recommend him to anyone going through the same process.
    07:47 13 Feb 24
    Jay was very helpful and quiet a smooth transition highly recommended
    Sathyanath G
    Sathyanath G
    22:58 12 Feb 24
    Great company, very easy to work with would definitely recommend. Our broker Jay Stjepic was the best , Kept us in the loop throughout the whole process with great service.If you need a loan call Jay Stjepic.
    Lionel Narisumulu
    Lionel Narisumulu
    08:58 09 Feb 24
    Had the pleasure to work with Matt and all i can say is splendid service and smooth operation. Couldn’t be happy enough. Definitely recommend anyone to go with the company and if you have Matt your in safe hands
    Brendon To
    Brendon To
    22:48 08 Feb 24
    I am so grateful to “Courtney” she is truly amazing for everything she did for us, her work, her communication and the way she speaks, she is very lovely and made everything easy and quick to get loan . I recommend National Loans to everyone, I believe you will remember my words.
    sanaa tomas
    sanaa tomas
    04:53 08 Feb 24
    super helpful with helping me get my first loan, very friendly and made the process very easy
    Oliver Staines
    Oliver Staines
    03:06 07 Feb 24
    Billie is such an amazing guy. If you want the best finance deals in shortest possible time, Billie can get you amazing results within hours.
    An Nguyen
    An Nguyen
    02:40 07 Feb 24
    Devin was extremely responsive, informative and professional. I’d highly recommend Devin to anyone who is looking for a loan specialist or broker.
    Courtney Jayne
    Courtney Jayne
    02:36 07 Feb 24
    The broker that got me the car loan was Teo. Initially I got some issues with securing a loan from the dealership. Almost gave up but stumble across National Loans by chance when surfing the net. Teo got my info, guided me through the process and promptly updated me. It was all sorted in 3 days. Thank you Teo again for helping. I really appreciate it. Indeed a five star service.
    Mohammad Firdauz Abdul Hadi
    Mohammad Firdauz Abdul Hadi
    10:44 02 Feb 24
    fbaa logo 1
    mfaa logo

    Ready to get started?

    call to actionApply for an Classic Car Financing in
    Less than 5 minutes.

    Helpful Articles

    avoid dealer arranged finance 1

    Avoid dealer arranged finance

    Are you considering dealer arranged finance for your next car purchase? While it may seem like a convenient option, it’s important to understand the potential drawbacks. In many cases, dealerships will offer financing with high interest rates and hidden fees, resulting in you paying much more than you need to. By doing your research and exploring other financing options, such as those offered by National Loans, you can avoid falling into this trap and save money in the long run. Read on to learn more about why you should avoid dealer arranged finance.

    Read More →
    price of used cars australia image 1

    Used car prices Australia

    If you’re in the market for a used car in Australia, it’s important to understand the current trends and prices. At National Loans, we’ve analyzed the data and can provide valuable insights to help you make an informed decision. Our experts have found that while prices have increased in some areas, there are still great deals to be found. With our help, you can secure financing and drive away with a quality used car that fits your budget. Read on to learn more about used car prices in Australia and how National Loans can help you find your dream car.

    Read More →
    blog average car banner mobile

    The average car finance interest rate

    Car & Ute FinanceInstant Quote Apply Now GET A FREE ONLINE QUOTE THE AVERAGE CAR FINANCE INTEREST RATE​ Interest rates have been in the news …

    Read More →

    Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

    Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

    This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

    That’s absolutely fine, give our friendly team a call on 1300 358 358.


      Your details are protected by 256bit encryption
      Scroll to Top
      Scroll to Top