Car Finance Melbourne
Rates from 5.59%

    Get Your Free Online Quote

    * This will not affect your credit score

    Today’s Lowest Rates From 5.59%
    Fixed – 6.14% Comp Rate*

    Rates current 17-11-2023. National Loans is a Licensed Finance Broker here to assit when you apply for Melbourne car finance online. Finance your new car in Melbourne, get pre-approval today.

    Car Finance Melbourne

    We make both purchasing and financing a car simple. Our finance experts will secure you a low rate from our panel of over 50 lenders, providing you the car finance you need for your car purchases.

    3 Simple Steps

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    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
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    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
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    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
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    Looking for Melbourne-based car finance?

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    How to find the best car loan deals in Melbourne

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    Comparing Melbourne car finance

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    How quickly can I get a car loan in Melbourne?

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    Apply online for a Melbourne car loan

    Just a few clicks and you can be well on your way to driving a new car in Melbourne. Our online application only takes a few minutes to complete, and you’ll get a near-instant decision.


    If you have a car in mind, we can help you get pre-approved so that you know exactly how much you can afford to spend. Otherwise, our strong relationships with dealers all over the city allow us to find the lowest car loan interest rates in Melbourne.


    Bad credit? Car loans in Melbourne are still available, it just might take a little more work to build a payment program that works for both parties.


    So, what are you waiting for? Apply now to get behind the wheel of your dream car!

    Apply Now

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    Melbourne car loan calculator

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    Car Finance Melbourne Calculator

    Calculate your loan repayments
    Loan Amount $
    Loan Term Years
    Interest p.a. %
    Repayment Frequency
    Loan Repay Type
    Balloon Payment
    Balloon Payment

    Estimated repayment
    Balloon payment

    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
    • First Name*

    • Last Name

    • Credit Status*

    • Amount Required*

    • Mobile No.*

    • Email*

    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Melbourne car finance brokers vs
    Melbourne car dealership finance

    The biggest question will be whether to pursue financing through a broker or a dealership, and there are pros and cons to each.

    Broker pros:

    • More choice lets you shop around for the best deal
    • Less paperwork since everything is done for you
    • Can be cheaper with no commission or fees

    Dealership pros:

    • Everything from test-driving to financing is done in one place

    • You May be able to get a better rate if you're buying a new car
    • Can negotiate the price of the car and the loan together

    Broker cons:

    • May not have as much negotiating power
    • You may not get the full range of products from a single lender

    Broker cons:

    • You're limited to the products of a single lender
    • Can be more expensive as commission and fees may be charged

    Why Choose National Loans?

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    1500+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

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    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

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    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

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    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

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    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

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    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 800+ Reviews

    bryan coleman
    bryan coleman
    06:57 16 Nov 23
    Julie Campbell
    Julie Campbell
    23:27 15 Nov 23
    Recently secured finance using one of this brokers lenders and cannot recommend them enough!! Our brokerage agent Bailey went above and beyond to assist us in our first vehicle purchase. Excellent communication, consistent follow up, honest and never had any issues answering all of our enquiries including taking time to ensure he was giving us the correct information throughout the process! Bailey made the experience very simple and pleasurable. Thank you for going out of your way to make this experience a great one!! 🙂YEARLY UPDATE! Needed finance on our new car a year after getting our last one and once again we went through Bailey as our broker and he worked so hard on securing finance for us a second time! Plus he wasn’t feeling well at the same time so huge thanks to Bailey!
    Kris Maree
    Kris Maree
    03:41 15 Nov 23
    Great and easy to deal with and very responsive to all questions
    Dragan Jovanovski
    Dragan Jovanovski
    19:39 13 Nov 23
    Luke was fantastic and very helpful. Everything went well and would highly recommend. Thanks again Luke
    Keith Tullipan
    Keith Tullipan
    00:10 13 Nov 23
    really good help from wayne 👍🏼
    05:57 12 Nov 23
    Awesome service. Joe kept me updated every step of the way. Secured my car is a week and I couldn’t be happier. Highly recommend
    Twyla Papanikolaou
    Twyla Papanikolaou
    02:37 12 Nov 23
    Brodie odermatt has been a huge help. Effective and efficient, he has been the best with his services, 10/10
    chaye morel
    chaye morel
    03:21 11 Nov 23
    Right from the outset Shannen went above and beyond to help us with our loan and getting things sorted. The communication was great to and answered all the questions I had. Thank you for all your help.
    Simon Jones
    Simon Jones
    02:48 10 Nov 23
    Shannon has been amazing would highly recommend to anybody great service and very fast and efficient
    Lea Moffatt
    Lea Moffatt
    04:40 09 Nov 23
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    Ready to get started?

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    loan in less than 5 minutes.

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    Our team are experts in everything relating to car finance, and we’re more than happy to chat with you about your options. Book a call today, or check out some of the most commonly asked questions below.
    Yes! We understand that not everyone has a traditional 9-5 job, and we don’t think that should hold you back from getting behind the wheel. We have a range of lenders who are willing to work with people on Centrelink, so give us a call or fill out an application form and we’ll see what we can do for you.
    Of course! We don’t believe your financial situation should dictate whether you can get car financing. Even if you are on a fixed or low income, we may still be able to help you with a specialised program. Give us a call or fill out an application form and we’ll work together to find a solution.
    It’s tough to say, as this depends on your circumstances. However, we can say that we work with a range of lenders, meaning we can tailor a loan to suit your needs. We also have a team of experts who are more than happy to chat with you about your options and help you make the best decision for your situation.
    Nope. National Loans offers services to all of Australia. So, no matter where you are, we can help you get the best car finance deal possible. If you’re ready to start shopping for your new set of wheels, fill out an application form or give us a call today!


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