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Personal Car Loan
Rates from 5.59%

    Get Your Free Online Quote

    * This will not affect your credit score

    Today’s Lowest Rates From 5.59%
    Fixed – 6.14% Comp Rate*

    Rates current 08-05-2024. National Loans is a Licensed Finance Broker here to assit you when you apply for a personal car loan online. Get personal car finance today with National Loans.

    Personal Car Loan

    We make both purchasing and financing a car simple. Our finance experts will secure you a low rate from our panel of over 50 lenders, providing you the finance you need for your car purchases.

    3 Simple Steps

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    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
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    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
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    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
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    Car Loans vs Personal Loans

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    Buying a car with a personal loan

    man driving car
    girl driving car

    How does a personal car loan work?

    It’s easy! Just apply online in minutes and get a decision in as little as one hour. Once you’re approved, we’ll transfer the funds to your account, and you can use the money to buy your new car.

     

    With a personal loan, you’ll have a set repayment period (usually between one and seven years) and a fixed interest rate, so you’ll know exactly how much you need to repay each month. This makes budgeting easy and gives you peace of mind that you won’t be hit with any unexpected costs.

     

    Best of all, with a personal loan, you won’t need to put your car up as collateral, so you can keep driving it while you repay.
    Apply Now

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    Features of a personal loan for cars

    Fixed interest rate: This means your repayments will stay the same for the life of the loan, making it easier to budget.

     

    Fixed term: Personal loans usually have terms of one to seven years, so you’ll know exactly how long you have to pay off the loan.

     

    Flexible repayments: You can choose to make weekly, fortnightly or monthly repayments, and even put extra money towards your loan to pay it off sooner.

     

    No early repayment fees: You can make extra repayments or pay off your loan early without being charged any penalties.
    Apply Now

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    When to use a personal loan to buy a car?

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    Using our personal car loan calculator

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    Where to get personal car loans in Australia

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    Benefits of using National Loans

    Benefits of using National Loans
    Lightning-fast approval: We know that when you’re looking for a personal loan, you want it fast. That’s why we offer some of the quickest approvals in the industry.

     

    Market-leading interest rates: We have strong relationships with many major banks and lenders, so we can get you a great rate on your personal loan.

     

    No hidden fees or charges: The price you see is the price you pay. We don’t charge any hidden fees or add on any extra charges.

     

    Flexible repayment options: We offer flexible repayment options to suit your lifestyle and budget.

     

    Friendly and helpful staff: Our team of loan consultants are ready to help you through the entire process, from start to finish.

     

    If you’re looking for personal car loans in Australia, look no further than National Loans. Apply now for a fast and easy approval process!
    Apply Now

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    Personal Car Loan Calculator

    Calculate your loan repayments
    Loan Amount $
    Loan Term Years
    Interest p.a. %
    Repayment Frequency
    Loan Repay Type
    Balloon Payment
    Balloon Payment


    Estimated repayment
    $109
    /Weekly
    Balloon payment
    $14000

    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
    • First Name*

    • Last Name

    • Credit Status*

    • Amount Required*

    • Mobile No.*

    • Email*

    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Why Choose National Loans?

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    1700+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

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    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

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    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

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    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

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    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

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    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 1700+ Reviews

    amila perera
    amila perera
    07:21 07 May 24
    Great to have on my side, was able to communicate around my roster and settled in under a week!
    Callum Markin
    Callum Markin
    23:20 03 May 24
    Brodie was amazing. He made the whole process so quick and easy
    Shelley Gatto
    Shelley Gatto
    06:43 26 Apr 24
    Very helpful,Brodie had a strong work ethic and a determination to get the job done.
    James Eastley
    James Eastley
    01:18 26 Apr 24
    I couldn’t recommend National Loans highly enough. Matt helped to get my first loan. He was quick to respond to all my queries and eased my nerves. A smooth process from start to finish. Thank you Matt and the team!
    Emilee Egan
    Emilee Egan
    14:08 20 Apr 24
    Highly recommended Billie Peeters. He kept me in the loop every step of the way throughout the my application and stress free. I am incredibly grateful getting me all sort out. Thank you legend.
    Cassandra Fitzgerald
    Cassandra Fitzgerald
    05:06 19 Apr 24
    Jomel is really good in organising the financing for me and he’s really professional. Honestly, 5 stars review
    Imperfection side of Piano
    Imperfection side of Piano
    01:26 19 Apr 24
    We called to enquire on a Thursday and by Friday we had a pre approved amount. Due to several changes in car options the details changed a few times and Brodie was always accomodating and quick to respond always making himself available to us. Very professional service. Brodie went above and beyond for us and secured the finance we needed. Excellence epitomised.You’re a legend mate💯
    Asu Tiapu'e
    Asu Tiapu’e
    03:39 18 Apr 24
    Superb service and very prompt. Looked into details and also helped with informations as a first time brand new car buyer.
    Oshin rakib
    Oshin rakib
    00:34 17 Apr 24
    Would absolutely recommend Billie Peeters. He made the whole process painless and was very professional and kept me up to date throughout the application. 10/10
    Peachy80
    Peachy80
    05:49 13 Apr 24
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    Ready to get started?

    call to actionApply for an Personal Car Loan in
    Less than 5 minutes.

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    FAQs

    Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

    Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

    This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

    That’s absolutely fine, give our friendly team a call on 1300 358 358.

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