Today’s Lowest Rates From 5.59% Fixed – 6.14% Comp Rate*
Rates current 17-11-2023. National Loans is a Licensed Finance Broker here to assit you when you apply for a personal car loan online. Get personal car finance today with National Loans.
Personal Car Loan
We make both purchasing and financing a car simple. Our finance experts will secure you a low rate from our panel of over 50 lenders, providing you the finance you need for your car purchases.
3 Simple Steps
2. Choose Your Car
3. Sign And Collect
Car Loans vs Personal Loans
Buying a car with a personal loan
How does a personal car loan work?
It’s easy! Just apply online in minutes and get a decision in as little as one hour. Once you’re approved, we’ll transfer the funds to your account, and you can use the money to buy your new car.
With a personal loan, you’ll have a set repayment period (usually between one and seven years) and a fixed interest rate, so you’ll know exactly how much you need to repay each month. This makes budgeting easy and gives you peace of mind that you won’t be hit with any unexpected costs.
Best of all, with a personal loan, you won’t need to put your car up as collateral, so you can keep driving it while you repay.
Features of a personal loan for cars
Fixed interest rate: This means your repayments will stay the same for the life of the loan, making it easier to budget.
Fixed term: Personal loans usually have terms of one to seven years, so you’ll know exactly how long you have to pay off the loan.
Flexible repayments: You can choose to make weekly, fortnightly or monthly repayments, and even put extra money towards your loan to pay it off sooner.
No early repayment fees: You can make extra repayments or pay off your loan early without being charged any penalties.
When to use a personal loan to buy a car?
Using our personal car loan calculator
Where to get personal car loans in Australia
Benefits of using National Loans
Benefits of using National Loans
Lightning-fast approval: We know that when you’re looking for a personal loan, you want it fast. That’s why we offer some of the quickest approvals in the industry.
Market-leading interest rates: We have strong relationships with many major banks and lenders, so we can get you a great rate on your personal loan.
No hidden fees or charges: The price you see is the price you pay. We don’t charge any hidden fees or add on any extra charges.
Flexible repayment options: We offer flexible repayment options to suit your lifestyle and budget.
Friendly and helpful staff: Our team of loan consultants are ready to help you through the entire process, from start to finish.
If you’re looking for personal car loans in Australia, look no further than National Loans. Apply now for a fast and easy approval process!
Personal Car Loan Calculator
Why Choose National Loans?
1500+ Five Star Google Reviews
With thousands of loans delivered per year National Loans is Australia’s most trusted provider
We Work For You
We work for you, not the lenders, to get you the lowest rate and lowest repayment
Protect Your Credit Score
Protect your credit score by matching with the best lender the first time
Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour
Access Lower Rates
25 years of industry experience sees us being able to access the lowest rates possible for each customer
Free Car Finder Service
Get access to new vehicles at fleet prices and a large selection of used cars
What our customers say 1500+ Reviews
Trusted Bank Partners
Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars
This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.
That’s absolutely fine, give our friendly team a call on 1300 358 358.