Sydney Car Loan
Rates from 5.59%

    Get Your Free Online Quote

    * This will not affect your credit score

    Today’s Lowest Rates From 5.59%
    Fixed – 6.14% Comp Rate*

    Rates current 09-05-2024. National Loans is a Licensed Finance Broker here to assit you when you apply for Sydney car finance online. Get finance for your car in Sydney with pre-approval today.


    3 Simple Steps

    3 Simple Steps

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    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
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    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
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    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
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    Looking for car finance in Sydney?

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    How to find the best car loan deals in Sydney

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    Comparing Sydney car finance

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    Sydney Car Finance Brokers or Sydney Car Dealership Finance

    These car finance brokers in Sydney are a type of catalyst between the customer and the lender. The broker’s job is to find the best car loan rates for you from a panel of different lenders to which they have access.
     This is opposed to going straight to a car dealership, which will only offer their in-house finance options. While these may work out for some people, more often than not you’re better off going through a broker if you want the best deal possible.
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    How quickly can I get a car loan in Sydney?

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    Apply online for a Sydney car loan

    The fastest way to apply for cheap car finance in Sydney is to do it online. At National Loans, we’ve made our application process completely digital so that you can apply from the comfort of your own home.
    It only takes a few minutes to complete, and you’ll get an answer before you know it. Best of all, there’s no obligation to take out the loan if you’re not happy with the terms.
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    Sydney car loan calculator

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    Car Finance Brisbane Calculator

    Calculate your loan repayments
    Loan Amount $
    Loan Term Years
    Interest p.a. %
    Repayment Frequency
    Loan Repay Type
    Balloon Payment
    Balloon Payment

    Estimated repayment
    Balloon payment

    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
    • First Name*

    • Last Name

    • Credit Status*

    • Amount Required*

    • Mobile No.*

    • Email*

    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Why Choose National Loans?

    Why Choose National Loans?

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    1700+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

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    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

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    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

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    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

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    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

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    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 800+ Reviews

    amila perera
    amila perera
    07:21 07 May 24
    Great to have on my side, was able to communicate around my roster and settled in under a week!
    Callum Markin
    Callum Markin
    23:20 03 May 24
    Brodie was amazing. He made the whole process so quick and easy
    Shelley Gatto
    Shelley Gatto
    06:43 26 Apr 24
    Very helpful,Brodie had a strong work ethic and a determination to get the job done.
    James Eastley
    James Eastley
    01:18 26 Apr 24
    I couldn’t recommend National Loans highly enough. Matt helped to get my first loan. He was quick to respond to all my queries and eased my nerves. A smooth process from start to finish. Thank you Matt and the team!
    Emilee Egan
    Emilee Egan
    14:08 20 Apr 24
    Highly recommended Billie Peeters. He kept me in the loop every step of the way throughout the my application and stress free. I am incredibly grateful getting me all sort out. Thank you legend.
    Cassandra Fitzgerald
    Cassandra Fitzgerald
    05:06 19 Apr 24
    Jomel is really good in organising the financing for me and he’s really professional. Honestly, 5 stars review
    Imperfection side of Piano
    Imperfection side of Piano
    01:26 19 Apr 24
    We called to enquire on a Thursday and by Friday we had a pre approved amount. Due to several changes in car options the details changed a few times and Brodie was always accomodating and quick to respond always making himself available to us. Very professional service. Brodie went above and beyond for us and secured the finance we needed. Excellence epitomised.You’re a legend mate💯
    Asu Tiapu'e
    Asu Tiapu’e
    03:39 18 Apr 24
    Superb service and very prompt. Looked into details and also helped with informations as a first time brand new car buyer.
    Oshin rakib
    Oshin rakib
    00:34 17 Apr 24
    Would absolutely recommend Billie Peeters. He made the whole process painless and was very professional and kept me up to date throughout the application. 10/10
    05:49 13 Apr 24
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    Ready to get started?

    call to actionApply for a Sydney Car loan
    in less than 5 minutes.

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    Avoid dealer arranged finance

    Are you considering dealer arranged finance for your next car purchase? While it may seem like a convenient option, it’s important to understand the potential drawbacks. In many cases, dealerships will offer financing with high interest rates and hidden fees, resulting in you paying much more than you need to. By doing your research and exploring other financing options, such as those offered by National Loans, you can avoid falling into this trap and save money in the long run. Read on to learn more about why you should avoid dealer arranged finance.

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    Still on the fence? Our team is ready and waiting to answer any questions you have about how to get the best car finance deals in Sydney. If you don't have time for a phone call, check out some of the most frequently asked questions below.
    Of course! We understand that not everyone has a regular income, which is why we offer a range of different loan options. We can work with you to find a repayment schedule that suits your budget and Centrelink payments.
    At National Loans, we don't think your loan should be determined by your employment status. That's why we offer loans to people on a range of different benefits, including disability.

    We can work with you to find an affordable repayment plan that doesn't put too much strain on your budget. So if you're receiving disability benefits and need a car loan, we can help.
    There's no simple answer to this question. It depends on a range of factors, including the dealership you're working with and the loan they're offering.

    At National Loans, we can offer you a range of different financing options so that you can compare and find the best deal for you. We'll also work with you to find a repayment plan that suits your budget.

    So if you're not sure whether Sydney car dealership finance is the right option for you, talk to us and we'll help you make the best decision.
    No matter where you are in Australia, we can help you get the finance you need to buy a car. We have a range of different loan products available and our team can work with you to find the best solution for your needs.

    If you're looking for car finance in Sydney, contact National Loans today. We're here to help you get on the road.

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