Sydney Car Loan
Rates from 5.59%

    Get Your Free Online Quote

    * This will not affect your credit score

    Today’s Lowest Rates From 5.59%
    Fixed – 6.14% Comp Rate*

    Rates current 18-11-2023. National Loans is a Licensed Finance Broker here to assit you when you apply for Sydney car finance online. Get finance for your car in Sydney with pre-approval today.


    3 Simple Steps

    3 Simple Steps

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    1. Apply Now

    Your finance specialist will take the information we need and search the market for the best finance package.
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    2. Choose Your Car

    Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.
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    3. Sign And Collect

    Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!
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    Looking for car finance in Sydney?

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    How to find the best car loan deals in Sydney

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    Comparing Sydney car finance

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    Sydney Car Finance Brokers or Sydney Car Dealership Finance

    These car finance brokers in Sydney are a type of catalyst between the customer and the lender. The broker’s job is to find the best car loan rates for you from a panel of different lenders to which they have access.
     This is opposed to going straight to a car dealership, which will only offer their in-house finance options. While these may work out for some people, more often than not you’re better off going through a broker if you want the best deal possible.
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    How quickly can I get a car loan in Sydney?

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    Apply online for a Sydney car loan

    The fastest way to apply for cheap car finance in Sydney is to do it online. At National Loans, we’ve made our application process completely digital so that you can apply from the comfort of your own home.
    It only takes a few minutes to complete, and you’ll get an answer before you know it. Best of all, there’s no obligation to take out the loan if you’re not happy with the terms.
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    Sydney car loan calculator

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    Car Finance Brisbane Calculator

    Calculate your loan repayments
    Loan Amount $
    Loan Term Years
    Interest p.a. %
    Repayment Frequency
    Loan Repay Type
    Balloon Payment
    Balloon Payment

    Estimated repayment
    Balloon payment

    What’s next? Request a call to confirm your quote.

    Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
    • First Name*

    • Last Name

    • Credit Status*

    • Amount Required*

    • Mobile No.*

    • Email*

    The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

    Why Choose National Loans?

    Why Choose National Loans?

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    1500+ Five Star Google Reviews

    With thousands of loans delivered per year National Loans is Australia’s most trusted provider

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    We Work For You

    We work for you, not the lenders, to get you the lowest rate and lowest repayment

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    Protect Your Credit Score

    Protect your credit score by matching with the best lender the first time

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    Fast Approval

    Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

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    Access Lower Rates

    25 years of industry experience sees us being able to access the lowest rates possible for each customer

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    Free Car Finder Service

    Get access to new vehicles at fleet prices and a large selection of used cars

    What our customers say 800+ Reviews

    Aaron was absolutely fantastic to deal with and answered all of our questions that he had.
    jennah roberts
    jennah roberts
    10:18 17 Nov 23
    Kaila Prew
    Kaila Prew
    05:23 17 Nov 23
    bryan coleman
    bryan coleman
    06:57 16 Nov 23
    Julie Campbell
    Julie Campbell
    23:27 15 Nov 23
    Recently secured finance using one of this brokers lenders and cannot recommend them enough!! Our brokerage agent Bailey went above and beyond to assist us in our first vehicle purchase. Excellent communication, consistent follow up, honest and never had any issues answering all of our enquiries including taking time to ensure he was giving us the correct information throughout the process! Bailey made the experience very simple and pleasurable. Thank you for going out of your way to make this experience a great one!! 🙂YEARLY UPDATE! Needed finance on our new car a year after getting our last one and once again we went through Bailey as our broker and he worked so hard on securing finance for us a second time! Plus he wasn’t feeling well at the same time so huge thanks to Bailey!
    Kris Maree
    Kris Maree
    03:41 15 Nov 23
    Great and easy to deal with and very responsive to all questions
    Dragan Jovanovski
    Dragan Jovanovski
    19:39 13 Nov 23
    Luke was fantastic and very helpful. Everything went well and would highly recommend. Thanks again Luke
    Keith Tullipan
    Keith Tullipan
    00:10 13 Nov 23
    really good help from wayne 👍🏼
    05:57 12 Nov 23
    Awesome service. Joe kept me updated every step of the way. Secured my car is a week and I couldn’t be happier. Highly recommend
    Twyla Papanikolaou
    Twyla Papanikolaou
    02:37 12 Nov 23
    Brodie odermatt has been a huge help. Effective and efficient, he has been the best with his services, 10/10
    chaye morel
    chaye morel
    03:21 11 Nov 23
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    Ready to get started?

    call to actionApply for a Sydney Car loan
    in less than 5 minutes.

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    Avoid dealer arranged finance

    Are you considering dealer arranged finance for your next car purchase? While it may seem like a convenient option, it’s important to understand the potential drawbacks. In many cases, dealerships will offer financing with high interest rates and hidden fees, resulting in you paying much more than you need to. By doing your research and exploring other financing options, such as those offered by National Loans, you can avoid falling into this trap and save money in the long run. Read on to learn more about why you should avoid dealer arranged finance.

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    Still on the fence? Our team is ready and waiting to answer any questions you have about how to get the best car finance deals in Sydney. If you don't have time for a phone call, check out some of the most frequently asked questions below.
    Of course! We understand that not everyone has a regular income, which is why we offer a range of different loan options. We can work with you to find a repayment schedule that suits your budget and Centrelink payments.
    At National Loans, we don't think your loan should be determined by your employment status. That's why we offer loans to people on a range of different benefits, including disability.

    We can work with you to find an affordable repayment plan that doesn't put too much strain on your budget. So if you're receiving disability benefits and need a car loan, we can help.
    There's no simple answer to this question. It depends on a range of factors, including the dealership you're working with and the loan they're offering.

    At National Loans, we can offer you a range of different financing options so that you can compare and find the best deal for you. We'll also work with you to find a repayment plan that suits your budget.

    So if you're not sure whether Sydney car dealership finance is the right option for you, talk to us and we'll help you make the best decision.
    No matter where you are in Australia, we can help you get the finance you need to buy a car. We have a range of different loan products available and our team can work with you to find the best solution for your needs.

    If you're looking for car finance in Sydney, contact National Loans today. We're here to help you get on the road.

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