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Car & Ute FinanceInstant Quote Apply Now GET A FREE ONLINE QUOTE THE AVERAGE CAR FINANCE INTEREST RATE​ Interest rates have been in the news a lot in Australia over the past year, with the Reserve Bank raising market rates by more than 3 per cent and more increases forecast. This market increase has affected …

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Buying a car is an important decision, and negotiating the price can be a crucial part of the process. But if you’re not familiar with the art of negotiation, it can be a daunting task. Fortunately, with a little preparation and knowledge, you can get the best deal possible. In this article, we’ve compiled some expert car negotiation tips and strategies to help you feel confident and in control when you step onto the dealership lot. Whether you’re a seasoned car buyer or a first-time shopper, our tips will help you maximize your savings and drive away with a great deal. So, let’s get started!

Financing a car can be an excellent way to get behind the wheel of your dream vehicle, but it’s not a decision to be taken lightly. While the idea of driving off the lot with a brand new car can be exciting, it’s important to weigh the pros and cons of financing. In this article, we’ll explore the factors you should consider when deciding if financing a car is worth it for you. From interest rates and loan terms to your budget and financial goals, we’ll provide the information you need to make an informed decision about your next car purchase.

Novated lease is a popular car financing option in Australia that allows employees to lease a vehicle and pay for it using pre-tax income. It is a three-way agreement between the employee, their employer, and the finance company. Under this arrangement, the employer takes on the responsibility of deducting the lease payments from the employee’s pre-tax salary, reducing their taxable income. In return, the employee gets to drive a new car without having to pay for it with their after-tax income. While novated leases offer several benefits, including potential tax savings and convenience, they also come with some drawbacks, such as limited flexibility and potential financial risks. In this post, we provide a comprehensive guide to novated leases, including the process, pros and cons, and other important considerations to help you decide if this is the right option for you.

If you’re worried that you can’t make a car loan repayment, it’s best to take control of the situation as soon as possible. Don’t wait until you miss a payment. There’s a lot you can do to get back on track — and to make sure you don’t lose your car!

If you want or need to sell your car, you might be wondering if you can transfer the loan to the buyer. Usually you can’t, but you do have other options. Read on to find out about how you can sell your car before you’ve paid it off, as well as some alternatives to selling your car.

When it’s time to buy a new car, it’s best to know exactly what lenders will be looking for when they assess your loan application. Learn about eligibility criteria, your chances of getting approved, the importance of your credit score, and the difference between secured and unsecured loans.

An origination fee is paid by you as the borrower if your loan is approved. However, you don’t need to pay it upfront. Find out all about Origination fee’s here.

If you have a car loan, it’s important to know how to pay it off faster if you want to. Here’s what you need to know when it comes to paying off a car loan faster.