Fixed low rates
Private Sale
Dealer Sale
Pre approvals

How Chattel Mortgage Car Finance Can Help You​

National Loans understands that for many of our customers, having a vehicle is a necessity to keep their business running. A chattel mortgage car loan is the simple, practical, and smart way for you to finance the vehicles that you need for your business. More business owners are choosing a chattel mortgage for their new or used heavy vehicle finance, because they will become eligible for income tax deductions to interest charges and depreciation. Not only are we experts in this area, but our customers come to us time and time again, because we have built our business on what we value most, and that is integrity, transparency, professionalism, and a positive attitude.

Why Choose National Loans?

800+ Five Star Google Reviews

With thousands of loans delivered per year National Loans is Australia’s most trusted provider

We Work For You

We work for you, not the lenders, to get you the lowest rate and lowest repayment

Protect Your Credit Score

Protect your credit score by matching with the best lender the first time

Fast Approval

Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

Access Lower Rates

25 years of industry experience sees us being able to access the lowest rates possible for each customer

Free Car Finder Service

Get access to new vehicles at fleet prices and a large selection of used cars

3 Simple Steps

1. Apply Now

Your finance specialist will take the information we need and search the market for the best finance package.

2. Choose Your Car

Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.

3. Sign And Collect

Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!

How Can You Benefit From Us?

First time buyers

If you are a first-time finance buyer:

  • We are available to answer all your questions.
  • We will give you peace of mind while going through this process.
  • We will offer you the best possible rate to meet your needs.
  • We will work with you as you learn the ins and outs of financing in Australia

Experienced Buyers

If you are an experienced buyer, we urge you to contact us today. Give us a chance to not only lower your costs and rates but offer you a better overall experience.

If you know what you are looking for, and understand financing vehicles, you have the most to gain from us.

Calculate your loan repayments
Loan Amount $
Loan Term Years
Interest p.a. %
Repayment Frequency
Loan Repay Type
Balloon Payment
Balloon Payment


Estimated repayment
$109.69
/Weekly
Balloon payment
$14000.00

What’s next? Request a call to confirm your quote.

Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
  • First Name*

  • Last Name

  • Credit Status*

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The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

Do you have credit issues?

If you are in a circumstance where you are credit challenged we can craft a specialised plan for you to receive the loans you need without compromising your financial situation. We want to give everyone an equal opportunity to finance their lives without concern over their previous decisions.

Let Us Find You The Right Chattel Mortgage Car Loan

The National Loans team are here to assist you with your Chattel mortgage car finance. We start by understanding your circumstances, and then we match you with the optimum chattel mortgage car loan for your business requirements. It is through our trusted relationships with lenders, that we are able to attain the most outstanding loans on the market, matched to your preferences, and your unique status. We provide fast approvals too and that’s why we are the finance specialists you can always count on. Apply Now
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Chattel Mortgage Made Simple

At National Loans, we are all about making commercial finance easy. With so many options out there, we use our expertise to help our business customers find the chattel mortgage loan that best suits their unique requirements. We can even help you get your loan pre-approved in as little as 1 hour. Let us secure you a low rate on your chattel mortgage car finance from our panel of dedicated lenders today – get a quote online now, or to speak to one of our finance experts, simply phone 1300 358 358. We are available 7 days a week, 8am – 9pm AEST. Apply Now

What our customers say 800+ Reviews

live first
live first
05:08 01 Jul 22
Brad was fantastic to deal with and very prompt with all communication and was the difference between us getting the car we wanted. Thanks again mate.
Ross Page
Ross Page
07:58 30 Jun 22
Ray was a superstar. Very quick to respond, made it easy , so easy to access what I needed. I gor back to him 5 mths later and he still had everything in order. Followed up diligently. He has made it so easy it’s almost dangerous to keep borrowing money for new toys!!
Brad Atwal
Brad Atwal
07:08 30 Jun 22
There’s no doubt that Tulonay is the best Agent in the Business. We are very happy with him. Good communication, excellent customer service. Thank you again for getting us a loan.
Javier Eaton
Javier Eaton
06:49 30 Jun 22
I was coordinating with Phillip Bullat from National Loans. He was absolutely amazing throughout the process and made it very easy for me to get my new car. I would highly recommend him and would be saving his contact for future needs.
Muhammad Imran
Muhammad Imran
06:04 30 Jun 22
Good and easy loan with helpful staff with full guide and support
a a
a a
05:58 30 Jun 22
Had an amazing experience. Thanks Phillip! Appreciate your work
Preet Sokhi
Preet Sokhi
02:32 30 Jun 22
Phillip Bulat is An amazing bloke to deal with. 12/10
R- Perry
R- Perry
09:35 29 Jun 22
Very good, easy to deal with and fast approval. Service was excellent
Riley McKenzie
Riley McKenzie
07:41 29 Jun 22
Ray at National Loans was excellent, he was very professional, proactive, great attention to detail and made the car loan process a lot easier for me. I shopped around and the interest rates supplied by National Loans were competitive as was their brokerage fee. Thanks Ray!
Chris Quinn
Chris Quinn
07:00 29 Jun 22
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FAQs

Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

That’s absolutely fine, give our friendly team a call on 1300 358 358.

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