No Doc Business Car Loan Offers From Over 50 Lenders
Ideal for self-employed applicants who don’t have the standard income documentation typically needed for a traditional car loan application. Low doc car finance can offer quick approval and funding.
- Rates from as low as 5.74%
- Fast approvals, in as little as 1 hour
- Borrow from $20K to $500K
- Rates from as low as 5.99%
- Fast approvals, in as little as 1 hour
- Borrow from $15K to $500K
We’ll find the best rate for your business from our trusted lenders
CLIENT REVIEWS
See Why Business Owners Trust Us
5 stars all the way for Jomel from national loan!! What a superstar. Helped me all the way from the first to contact to final contracts. Would 100% recommend Jomel and will use him in the future for my buisness loans down the track👍
Courtney from National Loans provided an outstanding experience! The application process was quick and easy, and she was incredibly helpful and responsive. Courtney tailored the loan to fit my business needs perfectly and got it approved faster than I expected. Highly recommend for their exceptional service and efficiency!
Matt (Smithy) at National Loans made this whole process effortless and quick!! He brought a wealth of knowledge in determining what would be the best option for our business. In less than a week we had a loan approved and a car delivered. Would not hesitate in recommending or using Smithy @ NLs again in the future.
To say I am impressed is an understatement. Matt Shaw and his team at National Loans have supported my business for years now with fantastic financial packages for vehicles. Their service and availability to help is always just outstanding.- thank you… 🙂
Devin has been very professional, prompt and proactive. He has made the process of obtaining a business loan for our vehicle very easy. I would recommend his service to anyone.
I highly recommend using National Loans. Teo went above and beyond with everything that he did to help me purchase my ute. He gave great advice on how to secure a Ute after the first one I found, got sold from underneath me.
Awesome service, 10/10 would recommend. Always keeping you in the loop. Jomal was my broker and I would recommend him to everyone, whether he was texting me or giving me a call, he wasn’t just trying to get my business he was asking how my day was and how work was. 5 stars
I have never done anything finance before and I was assisted by Billie to get a loan sorted! He explained everything clearly and was very attentive. Best service would highly recommend Billie and will definitely use him again in the future if needed.
Brodie was unreal to work with. Easy going took the time to answer any questions i has if i didn’t understand anything and I could ring him if i needed anything. He kept me up to date with everything and with where the loan process was at, quick to reply and gave his honest opinions.
HOW WE CAN HELP
Competitive Business Car Loans For All Your Needs
Business Car Loans
Chattel Mortgages
Tradie Car Loans
Truck & Trailer Loans
Equipment Financing
Take Action, Secure Your Best Rate Today
TRUSTED MARKET LEADERS
6 Reasons Why You Should Get A Business Loan with Us
Find Your Best Rate
We work for you to get you the lowest rate vehicle loans and lowest repayment.
Access to 50+ Lenders
We have direct relationships with over 50 specialised bank and non-bank lenders.
Find Your Best Rate
We work for you to get you the lowest rate vehicle loans and lowest repayment.
Dive Access to 50+ Lenders
We have direct relationships with over 50 specialised bank and non-bank lenders.
Fast 1 hr Approval
Fast approval, in as little as 1 hour. Simple online application process.
We Protect Your Credit Score
We protect your credit score by matching you with the best lender the first time.
Over 25 Years Experience
25 years of industry experience sees us being able to access the lowest rates possible for each customer.
Fleet Prices & Top Used Car Selection
Free car finder service giving you access to new vehicles at fleet prices and a large selection of used cars.
How It Works
3 Easy Steps To Finance Your Next Business Car
1
In the next 5 Minutes
Complete your online quote
Fill out our easy online application form in less than 5 minutes, and let our team of loan experts take it from there.
2
Usually within 24 to 48 hours
Pre-Assessment with Access to 50+ Lenders
Our team carefully reviews your application, protecting your credit file while sourcing competitive offers from our network of 50+ lenders.
3
You’re on your way!
Fast Approval and Funding Access
Receive approval in as little as 1 hour and secure the funds you need to drive your business forward.
Still Have Questions?
Frequently Asked Questions
You can borrow anywhere from $15,000 to $500,000 for a business car loan, depending on your needs and eligibility. Whether you're looking to finance a single vehicle or a whole fleet, we have options to suit different requirements.
Business car loan interest rates can start as low as 5.99% per annum. The specific rate you qualify for will depend on factors like your credit profile and the loan type. Typical fees include an establishment fee and potentially ongoing monthly fees, but these can vary by lender and loan specifics.
To apply for a business loan, you'll typically need to provide documents that verify your identity, business registration, and financial standing. These may include your ABN or ACN, tax returns, bank statements, and financial reports such as profit and loss statements or balance sheets. Lenders may also ask for personal identification, proof of income, and details about the asset you intend to purchase. The exact requirements can vary depending on the lender and the loan type.
This is dependant on your circumstances. After receiving any supporting documents we may need, it is possible to receive an approval in as little as 1 hour.
You can finance a wide range of vehicles and equipment with a business car loan. This typically includes light vehicles such as cars, utes, vans, and motorcycles, as well as heavy vehicles like trucks, buses, and specialised vehicles. Additionally, business car loans often cover machinery on wheels, including forklifts, tractors, and excavators.
That’s absolutely fine, give our friendly team a call on 1300 358 358.
Yes, financing a business vehicle can offer several tax benefits. You may be eligible to claim deductions for vehicle expenses (such as fuel, maintenance, and insurance), depreciation, and potentially benefit from the instant asset write-off. If your business is GST-registered, you may also claim GST credits on the purchase. For specific advice, it’s best to consult with a tax professional to maximise these benefits.
A Chattel Mortgage allows you to own the vehicle from day one, with the loan secured by the vehicle. It offers potential tax benefits, such as GST credits and deductions, and provides flexible repayment options, including a balloon payment to lower monthly costs.
In contrast, a standard business car loan may not provide the same level of ownership flexibility or tax advantages and typically has different interest rates and fees. Chattel Mortgages are especially beneficial for businesses registered for GST due to the added tax benefits.
Yes, self-employed individuals or sole traders can apply for a business car loan, provided they have an active ABN that’s been registered for at least two years and intend to use the vehicle primarily for business purposes (more than 50% of the time). You'll also need to demonstrate your ability to repay the loan with appropriate financial documentation.
Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars
Ready To Find Your Best Rate?
Take action today, secure a great rate with us and start growing you business.
* National Loans Pty Ltd (ABN 30 163 237 143), Australian Credit Licence #480781. The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not take into account suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed. By submitting an inquiry, National Loans will pass on your details to one of our network of Licensed Finance Brokers to assist. © 2023 National Loans. Level 1/ 21-23 Maroondah Hwy, Croydon, VIC 3136 All Rights Reserved.
